Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 661–675 results
- Elderton State Bank3 Months – Tier accountCD · 3 months · $1,000 min · 2.90%–3.10% by balance
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 2.86% interest rate
Rate by balance
Rate by balance for 3 Months – Tier account Balance APY Up to $10,000 2.90% $10,000 – $50,000Your amount 3.00% $50,000 – $2,000,000 3.10% Rate checked
More details - Sacramento Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: A penalty may be imposed for withdrawals before maturity.
Offer: IRA not Eligible
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - Logix Federal Credit UnionRegular CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000with conditionsRequirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Platinum Tier APY. 91-Day term.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 3 months · $500 min · 3.00%–3.25% by balance
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
2.96% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.00% $100,000 and upJumbo tier. 3.25% Rate checked
More details - AurGroup Financial CUTerm Share CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Minimum deposit of $500. Dividends are paid monthly on the daily certificate balance. Penalties for early withdrawal.
3.00% interest rate
Rate checked
More details - Home Savings BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Rates effective as of October 6, 2026. There is an interest penalty for early withdrawal from certificates of deposit.
Offer: Term: 91 Day
2.97% interest rate · Effective Oct 6, 2026
Rate checked
More details - Ideal Credit UnionRegular CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Interest is compounded and credited on a monthly basis. Penalty for early withdrawal.
Effective Oct 16, 2026
Rate checked
More details - St. Ansgar State BankCertificates of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Minimum investment amount is usually $1,000. Interest payments vary with term. Early withdrawal penalties apply.
Offer: Penalty equals 30 days of interest.
3.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - Community First Credit UnionCertificatesCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal on Certificates.
Offer: Penalty for early withdrawal on Certificates.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details - PCM Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000intro rateRequirements
Product: $500 minimum deposit to open (unless specified in another term or special). Additional deposits of at least $100 can be made on certificates with a term of 1 year or less and on our 13-month Flex Special. Dividends are earned and posted monthly. All certificates will automatically renew at maturity. Early withdrawal penalty: 90 days of dividends for terms 1 year or less; 180 days of dividends for terms over 1 year (no penalty for 13-month Flex Special). Dividends are available for withdrawal at any time. Specials are offered for a limited time only and may end at any time without prior notice.
Offer: Early withdrawal penalty: 90 days of dividends. Additional deposits of at least $100 can be made.
Promotional rate · 2.96% interest rate · Effective Sep 28, 2026
Rate checked
More details - Isabella BankCertificates of Deposit (CDs)CD · 3–5 months · 2.75%–3.00% by balance
Bank · Add a location to see nearby branches
3.00%APYRequirements
Product: Fixed rate for the time horizon chosen from 1 month to 5 years. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
2.72% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $10,000 2.75% $10,000 and upYour amount 3.00% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000intro rate
Requirements
Product: Promotional offer may be withdrawn at any time. Must be opened with new funds (funds from an existing BankFive account will not be accepted). Up to $1,000,000 per account may be deposited for promotional rate. Can be opened in-branch or online. Account will automatically renew into a 3 Month Statement CD at maturity. Early withdrawal penalty applies (30 days interest on principal amount withdrawn).
Offer: Must be opened with new money (funds from an existing BankFive account will not be accepted). Up to $1,000,000 maximum deposit for promotional rate.
Promotional rate · 2.96% interest rate · Balance cap $1,000,000 · Effective Oct 15, 2026
Rate checked
More details - Bristol County Savings BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: An early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Simple interest earned; APY assumes all interest will remain on deposit for one year.
2.97% interest rate · Effective Oct 13, 2026
Rate checked
More details - Baptist Health South Florida FCUShare CertificatesCD · 3 months · $500 min · 3.00%–3.20% by balance
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Dividends are paid monthly. APY assumes interest remains until maturity. Early withdrawal penalty applies and may reduce earnings. Rates are subject to change anytime without notice. Membership required.
2.96% interest rate · Effective Feb 23, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $24,999Your amount 3.00% $25,000 – $49,999 3.10% $50,000 and up 3.20% Rate checked
More details - Greater Alliance Federal Credit UnionShare Certificate AccountCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Membership at credit union requires a savings account with $100 minimum balance to earn interest. $500 minimum deposit required to open. Early withdrawal penalty applies (90 days dividends for term 1 year or less; 180 days dividends for term greater than 1 year). Dividends compounded daily and credited monthly.
2.96% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank