Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 661–675 of 2,149 results
- Franklin Savings BankStandard CD ProductsCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: $500.00 minimum deposit. Early withdrawal penalty may apply. Fees and withdrawals could reduce earnings.
2.96% interest rate · Effective Oct 22, 2026
Rate checked
More details - Ameriprise Bank, FSBAmeriprise Installment CertificateCD · 3 months · $50 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000intro rateRequirements
Product: Issued by Ameriprise Certificate Company (ACC). Not FDIC insured. Fixed rate of interest declared every 3 months. Low investment minimum of $50 per month. 2% surrender charge applies for withdrawals of principal within the first 3 years of initial purchase.
Offer: 3-month term. Fixed rate declared every 3 months. Minimum monthly contribution of $50.
Promotional rate · 2.96% interest rate · Effective Oct 14, 2026
Rate checked
More details - Ameriprise Bank, FSBAmeriprise Flexible Savings CertificateCD · 3 months · $1,000 min · 3.00%–3.10% by balance
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Issued by Ameriprise Certificate Company (ACC). Not FDIC insured. No account fees to open or maintain. Rate is the higher of the rate in effect when application is accepted and funds received, or 7 business days prior. Up to 25% of initial investment may be added during term. Withdraw credited interest and up to 10% principal during term without penalty; 2% surrender charge applies on withdrawals above that amount. Pre-approval required for amounts of $2,000,000 or greater.
Offer: Under $100,000 balance tier. Applies to new purchases and renewals.
2.96% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Ameriprise Flexible Savings Certificate Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.10% Rate checked
More details - Crossroads BankCertificates of Deposit (CDs)CD · 3 months · $2,000 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Offer: Frequency of Compounding: Quarterly; Early Withdrawal Penalty: 90 days interest
2.97% interest rate · Effective Oct 9, 2026
Rate checked
More details - Longview BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Interest rates on CDs are variable, and may change immediately after opening the account. The bank may impose a penalty for early withdrawal of a CD. Longview Bank reserves the right to limit deposits.
Offer: Minimum Balance to Obtain APY is $500.
2.97% interest rate
Rate checked
More details - Broadview Federal Credit UnionFixed Rate CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000with conditionsRequirements
Product: Broadview Membership is required. Dividends accrue daily and are paid the last day of the month. Minimum balance to open and obtain APY is $500 ($100 for 12-month add-on certificate).
Qualified rate · 2.95% interest rate · Effective Oct 16, 2026
Rate checked
More details - Elderton State Bank3 Months – Tier accountCD · 3 months · $1,000 min · 2.90%–3.10% by balance
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 2.86% interest rate
Rate by balance
Rate by balance for 3 Months – Tier account Balance APY Up to $10,000 2.90% $10,000 – $50,000Your amount 3.00% $50,000 – $2,000,000 3.10% Rate checked
More details - Sacramento Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: A penalty may be imposed for withdrawals before maturity.
Offer: IRA not Eligible
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - Logix Federal Credit UnionRegular CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000with conditionsRequirements
Product: Logix membership required. Rates based on Relationship Rewards tier (Base, Silver, Gold, Platinum). 91-Day to 60-Month terms. $1,000 minimum opening deposit. Dividends earned daily, compounded monthly. Early withdrawal penalty applies.
Offer: Platinum Tier APY. 91-Day term.
Qualified rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 3 months · $500 min · 3.00%–3.25% by balance
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
2.96% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.00% $100,000 and upJumbo tier. 3.25% Rate checked
More details - AurGroup Financial CUTerm Share CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Minimum deposit of $500. Dividends are paid monthly on the daily certificate balance. Penalties for early withdrawal.
3.00% interest rate
Rate checked
More details - Home Savings BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Rates effective as of October 6, 2026. There is an interest penalty for early withdrawal from certificates of deposit.
Offer: Term: 91 Day
2.97% interest rate · Effective Oct 6, 2026
Rate checked
More details - Ideal Credit UnionRegular CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Interest is compounded and credited on a monthly basis. Penalty for early withdrawal.
Effective Oct 16, 2026
Rate checked
More details - St. Ansgar State BankCertificates of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Minimum investment amount is usually $1,000. Interest payments vary with term. Early withdrawal penalties apply.
Offer: Penalty equals 30 days of interest.
3.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - Community First Credit UnionCertificatesCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
3.00%APY$74 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal on Certificates.
Offer: Penalty for early withdrawal on Certificates.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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