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Compare Bank & Credit Union Rates

Best 1-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 48 results in Provo, UT metro

  1. Bank of UtahCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 3 branches

    4.30%APY$430 over 1 year on $10,000
  2. Bank of UtahSuper Saver Certificate of DepositCD · 12 months · $500 min

    Bank · 3 branches

    4.30%APY$430 over 1 year on $10,000
  3. Top Carrot, Carrot Score 89
    Central Bank UtahCertificates of DepositCD · 12–23 months · $500 min

    Bank · 13 branches

    4.22%APY
  4. OREM CITY EMPLOYEESShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.18%APY$418 over 1 year on $10,000
  5. First Utah BankPromotional CDCD · 12–23 months · $500 min

    Bank · 1 branch

    4.10%APY
  6. Top Carrot, Carrot Score 91
    CUP Federal Credit UnionShare CDCD · 12 months · $500 min

    Credit union · 2 branches

    4.08%APY$408 over 1 year on $10,000
  7. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 12 months · $10 min

    Credit union · 3 branches

    4.05%APY$405 over 1 year on $10,000
  8. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Share CertificateCD · 12 months · $500 min

    Credit union · 3 branches

    4.05%APY$405 over 1 year on $10,000
  9. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 12 months · $500 min

    Credit union · 11 branches

    4.05%APY$405 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 12 months · $5 min

    Credit union · 11 branches

    4.05%APY$405 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    UCCUPersonal CertificateCD · 12 months · $500 min

    Credit union · 18 branches

    4.05%APY$405 over 1 year on $10,000
  12. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 12–17 months · $500 min

    Credit union · 14 branches

    4.05%APY
  13. Top Carrot, Carrot Score 99
    Deseret First Credit UnionRegular Share CertificatesCD · 12 months · $500 min

    Credit union · 2 branches

    4.05%APY$405 over 1 year on $10,000intro rate
  14. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 12 months · $500 min

    Credit union · 6 branches

    4.05%APY$405 over 1 year on $10,000
  15. Top Carrot, Carrot Score 88
    Alpine Credit UnionValue CertificateCD · 12–23 months · $500 min

    Credit union · 1 branch

    4.05%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 1-year CDs pay in Provo, UT metro

49 CDs at 26 banks and credit unions · checked Oct 4–31

Typical
3.80%
Top 10% from
4.08%
Banks, typical
2.78%
Credit unions, typical
4.05%

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Provo, UT metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 14 branches
  2. Deseret First Credit UnionCredit union · 2 branches
  3. CUP Federal Credit UnionCredit union · 2 branches
See all ranked institutions
Best 1-Year CD Rates of October 2026 | Carrot Rate