Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
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Top new-car loan rates
Showing 2671–2685 of 2,907 nationwide · median 5.00% APR
- 6.49%APRas low as
Auto loan score 62 · Carrot Score 88
Rate checked · Auto loans rates on its site
More details - 6.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Payment per $1,000 is $19.56. Requires monthly payment auto-drafted from PennCrest BANK checking account.
Auto loan score 62 · Carrot Score 72
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
New vehicle up to 84 months. Rates as low as based on creditworthiness.
Auto loan score 70 · Carrot Score 78
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
APR as low as 6.50%. Terms up to 84 months. Same rate for new, used, or refinance.
Auto loan score 63 · Carrot Score 70
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as · up to 16.50%
6.50% APR, up to 16.50%
Terms
over $20,000.00; Checking Account allows 0.25% deduction; Payroll Loan Payment allows 0.25% deduction
Auto loan score 63 · Carrot Score 62
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Auto loan score 63
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
Monthly payment per $1,000 is $19.56. Rates subject to change at anytime without notice.
Auto loan score 63 · Carrot Score 69
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
Rate reflects excellent/strong credit worthiness. Cost per thousand: $19.57.
Auto loan score 63 · Carrot Score 93
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
Model Year 2023 to 2026. Rate stated as 'As Low As - APR*'.
Auto loan score 63 · Carrot Score 62
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as · up to 8.75%with conditions
6.50% APR, up to 8.75%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New - 2025 - 2026; Auto deduct rate; Loan-to-Value 80% - 100%; Credit score tiers >720 (6.50%), 680-719 (7.25%), 650-679 (8.75%).
Auto loan score 63 · Carrot Score 69
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate includes a 0.50% deduction with an existing direct deposit into the Credit Union. Maximum term offered is 84 months.
Auto loan score 63
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate reflects a discount for auto debit from a Bank of Travelers Rest checking account; rate without auto debit will be higher. Rates may differ based on approved loan amount, term and applicable discount(s) and fees. Valid for 30 days from application submission. Loans considered for auto purchase or refinance of an existing loan from another financial institution.
Auto loan score 62 · Carrot Score 87
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
New automobiles and motorcycles. 'As low as' rate determined by creditworthiness and loan term. Members agreeing to pay loans via EFT may qualify for a 0.25% reduction in APR.
Auto loan score 62 · Carrot Score 61
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Reduced APR includes a 0.25% discount with Direct Deposit and Auto Pay (authorizing Coastal Heritage Bank to automatically deduct minimum payment from a Coastal Heritage checking account).
Auto loan score 62 · Carrot Score 81
Rate checked · Auto loans rates on its site
More details - 6.50%APRas low as
Terms
Applies to new 2026 - 2025 vehicles (cars, trucks, SUVs, motorcycles, motor homes). Rate is annual percentage rate (APR) as low as stated. Rates and terms based on credit experience.
Auto loan score 62 · Carrot Score 63
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost nationwide
2,907 banks and credit unions · checked Oct 22–29
- Typical
- 5.00%
- Top 10% up to
- 4.25%
- Banks, typical
- 6.62%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank