Credit union · NCUA insured
Kenmore Teachers FCU Auto Loan Rates
Top CarrotKenmore Teachers FCU auto loans start at 6.49% APR for a new vehicle and 6.99% for a used one. Rates checked October 16, 2026.
How Kenmore Teachers FCU’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Kenmore Teachers FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kenmore Teachers FCU
6.49%APR
- Terms
- 37–72 months
- Discount
- None included
New Auto & Motorcycle
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Kenmore Teachers FCU auto loan score
62
Auto loan score
Higher than 7% of U.S. banks and credit unions
- New vehicleNew6.49%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kenmore Teachers FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Transfer Loan
We will refinance the remaining balance and term. Same rates as new/used auto loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | New auto rate |
| 37–72 months | 6.49% | New auto rate |
| up to 36 months | 5.99% | Used auto rate |
| 37–60 months | 6.99% | Used auto rate |
Sources (1)
- kenteachfcu.com/ratesloans · captured Oct 7, 2026
Lease Buyout
Same rates as new/used auto loans
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | New auto rate |
| 37–72 months | 6.49% | New auto rate |
| up to 36 months | 5.99% | Used auto rate |
| 37–60 months | 6.99% | Used auto rate |
Sources (1)
- kenteachfcu.com/ratesloans · captured Oct 7, 2026
New Auto & Motorcycle
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | — |
| 37–72 months | 6.49% | — |
Sources (1)
- kenteachfcu.com/ratesloans · captured Oct 7, 2026
Used Auto & Motorcycle
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.99% | — |
| 37–60 months | 6.99% | — |
Sources (1)
- kenteachfcu.com/ratesloans · captured Oct 7, 2026
Who can join Kenmore Teachers FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.