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Credit union · NCUA insured

Heritage Hub Federal Credit Union Auto Loan Rates

Heritage Hub Federal Credit Union auto loans start at 6.50% APR for a new vehicle and 6.50% for a used one. Rates checked October 7, 2026.

How Heritage Hub Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Houston, TX, where Heritage Hub Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Heritage Hub Federal Credit Union

    6.50%APR

    Terms
    —
    Up to
    —
    Discount
    None included

    Auto Loans

  • Top Carrot, Carrot Score 94

    Lowest rate

    Lubrizol Employees' Credit Union

    3.24%APR

    Terms
    24–60 months
    Up to
    14.49% APR
    Discount
    Included in the rate

    Lubrizol Employees' Credit Union rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    CommonCents CU

    3.50%APR

    Terms
    —
    Up to
    —
    Discount
    None included

    CommonCents CU rates

Compare auto loan rates near you →

Heritage Hub Federal Credit Union auto loan score

63

Auto loan score

Higher than 9% of U.S. banks and credit unions

By vehicle
  • New vehicleNew6.50%
  • Used vehicleUsed6.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Heritage Hub Federal Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Heritage Hub Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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