Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 35 in Arkansas · median 5.00% APR
- 4.99%APRas low as
Terms
New vehicles, model years 2025-2027. Rate based on creditworthiness and term of loan.
Auto loan score 80 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rate based on creditworthiness.
Auto loan score 82 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 9.00%
5.00% APR, up to 9.00%
Terms
Up to 60 month financing. Based on credit score.
Auto loan score 73 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low as
Terms
Rates shown here are lowest rates. Subject to 90 Days Deferred Payment (first payment deferred for 90 days / three billing cycles; interest accrues during 90 days).
Auto loan score 76 · Carrot Score 66
Rate checked · Auto loans rates on its site
Rates and branches - 5.29%APRas low as
Terms
As low as rate for 60 Months term for qualified borrowers.
Auto loan score 71 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 5.44%APRas low as
Terms
Example payment $572 on $30,000 loan amount. Higher rates apply for other credit tiers.
Auto loan score 75 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.54%APRas low as · up to 16.65%with conditions
5.54% APR, up to 16.65%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle: 2024 and Newer, 79,999 miles or less; Term: 63 months (Term 1); Example amount: $20,000; APR range spans FICO scores from 730+ (5.54% APR, 4.95% contract rate) to 609 or lower (16.65% APR, 16.00% contract rate)
Auto loan score 72 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.60%APRas low as
Terms
NEW! 2026; with approved credit
Auto loan score 67 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
Vehicle model years 2022 - 2026.
Auto loan score 69 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as
Auto loan score 66 · Carrot Score 70
Rate checked · Auto loans rates on its site
Rates and branches - 5.89%APRas low as · up to 15.24%
5.89% APR, up to 15.24%
Terms
49 to 78 Months. On a $20,000 loan at 5.89%, you would make 78 monthly payment of $309.99.
Auto loan score 65 · Carrot Score 97
Rate checked · Auto loans rates on its site
Rates and branches - 5.94%APRas low as · up to 18.00%
5.94% APR, up to 18.00%
Terms
Rates determined by creditworthiness criteria; applies to model years 2010-2026.
Auto loan score 67 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 6.00%APRas low as · up to 13.00%
6.00% APR, up to 13.00%
Auto loan score 64 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Arkansas
35 banks and credit unions · checked Oct 16–22
- Typical
- 5.00%
- Top 10% up to
- 4.11%
- Banks, typical
- 6.32%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches