Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 68 in Pittsburgh, PA metro · median 5.24% APR
- 4.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes a 0.25% rate discount for auto-debit from a SRU FCU share draft checking account on loans of $500.00 or more.
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
Model years 2026, 2025. Lower interest rate for 48 & 60 month terms are only offered for New Vehicles with A+, A, & B scores. Rate based on credit worthiness. Rates listed are as low as.
Auto loan score 85 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Auto loan score 85 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - Fayette Federal Employees Federal Credit UnionNew Vehicle Loans · up to 60 months
Credit union · 1 branch
4.50%APRas low asTerms
Monthly payment of $18.65 per $1,000.
Auto loan score 83 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 4.69%APRas low as
Terms
As low as rate. Rate based on creditworthiness and term of loan.
Auto loan score 85 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Term up to 5 and 6 years
Auto loan score 87 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
Loan rates listed are 'as low as' rates; final rate may be higher depending on creditworthiness and debt-to-income ratio. Other rates and terms are available. Promotional rates and offers may change/end without notice.
Auto loan score 85 · Carrot Score 77
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
As low as APR. All autos financed must be insured.
Auto loan score 83 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Auto loan score 78 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - PENNSYLVANIA-AMERICAN WATERNEW OR USED VEHICLE LOANS (2024-2026) · up to 60 months
Credit union · 1 branch
4.99%APRas low as · up to 12.99%4.99% APR, up to 12.99%
Auto loan score 77 · Carrot Score 78
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.25% discount for automatic deduction of payment from a Top Tier FCU deposit account. Up to 110% financing.
Auto loan score 73 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as
Terms
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Auto loan score 82 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate as low as 5.00% APR on new or used vehicles when coupled with automatic payment discount.
Auto loan score 82 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Up to 60 Months term. Rate includes 1.00% rate reduction for Credit Disability and Credit Life Insurance purchase and qualifying electronic/payroll payment method.
Auto loan score 77 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Pittsburgh, PA metro
68 banks and credit unions · checked Oct 16–22
- Typical
- 5.24%
- Top 10% up to
- 4.49%
- Banks, typical
- 6.42%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Pittsburgh, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- SSB BankBank · 3 branches
- Christian Family Credit UnionCredit union · 1 branch