Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Bellefontaine, OH metro · median 5.34% APR
- Honda Federal Credit UnionNew Automobiles (2025 and Newer) · up to 66 months
Credit union · 2 branches
4.99%APRas low asTerms
Estimated payment per $1000 is $17.36.
Auto loan score 81 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 5.15%APRas low as
Terms
Buy that new vehicle you've been wanting!
Auto loan score 81 · Carrot Score 96
Rate checked · Auto loans rates on its site
Rates and branches - 5.34%APRas low as · up to 20.69%with conditions
5.34% APR, up to 20.69%
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Available to well-qualified applicants. Includes a 0.25% discount for automated payment from a PNC checking account set up at loan closing; rate increases 0.25% if automated payment is discontinued. Available for 2018-2027 model year non-commercial vehicles with up to 80,000 miles (up to 100,000 miles based on credit qualifications).
Auto loan score 71 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.54%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
2023 & Newer vehicle. Advantage Program rate. APR based on $20,000 loan with $124 doc fee amortized over 51 months.
Auto loan score 72 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 7.39%APRas low as · up to 7.75%
7.39% APR, up to 7.75%
Terms
Rates as low as 7.000% (7.745% - 7.394% APR). APR based on $25,000.00 loan with credit score of 750+ and $275 processing fee. Your actual APR will be based on your specific situation. Additional information including, but not limited to, the amount financed, term, loan-to-value, applicant's credit score, credit history, vehicle age and mileage will be taken into consideration.
Auto loan score 61 · Carrot Score 61
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Bellefontaine, OH metro
5 banks and credit unions · checked Oct 16–22
- Typical
- 5.34%
- Top 10% up to
- 5.05%
- Banks, typical
- 6.37%
- Credit unions, typical
- 5.15%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Bellefontaine, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quest Federal Credit UnionCredit union · 2 branches