Skip to content

Compare Bank & Credit Union Rates

Best auto loan rates, new and used

Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.

Vehicle
Institution
Location

Top new-car loan rates

Showing 16–30 of 57 in Georgia · median 4.69% APR

  1. Go Energy Credit UnionAuto Loans

    Credit union · 4 branches

    4.34%APRas low as
  2. Top Carrot, Carrot Score 89
    BCUAuto Loans · 37–75 months

    Credit union · 2 branches

    4.34%APRas low as
  3. Top Carrot, Carrot Score 88
    Credit Union 1Auto Loan · up to 60 months

    Credit union · 4 branches

    4.39%APRas low aswith conditions
  4. Top Carrot, Carrot Score 94
    MembersFirst Credit UnionNew & Used Vehicle Loans · up to 60 months

    Credit union · 13 branches

    4.45%APRas low as
  5. Top Carrot, Carrot Score 93
    COMTRUST Federal Credit UnionCOMTRUST Auto Loans · up to 63 months

    Credit union · 2 branches

    4.49%APRas low as · up to 13.39%
  6. Top Carrot, Carrot Score 87
    Credit Union of GeorgiaNew Vehicle Loans · 49–60 months

    Credit union · 7 branches

    4.49%APRas low as
  7. Top Carrot, Carrot Score 88
    Ukrainian National Federal Credit UnionNew Car Loans · up to 72 months

    Credit union · 1 branch

    4.50%APRas low as
  8. Credit Union of AtlantaNew Vehicles · 73–84 months

    Credit union · 1 branch

    4.54%APRas low aswith conditions
  9. Navy Federal Credit UnionNew Auto Loan · 37–60 months

    Credit union · 26 branches

    4.59%APRas low as
  10. Top Carrot, Carrot Score 89
    Southern Energy Credit UnionNew Car Loans · up to 63 months

    Credit union · 7 branches

    4.60%APRas low as
  11. Top Carrot, Carrot Score 94
    Tennessee Valley Federal Credit UnionNew Cars & Trucks · up to 63 months

    Credit union · 8 branches

    4.64%APRas low as · up to 16.24%
  12. CDC Federal Credit UnionNew Auto Loans · 61–72 months

    Credit union · 4 branches

    4.65%APRas low as · up to 5.65%
  13. Combined Employees Credit UnionNew Autos · 61–66 months

    Credit union · 1 branch

    4.65%APRas low as
  14. Top Carrot, Carrot Score 88
    Metro Medical Credit UnionNew Auto Loans · 49–60 months

    Credit union · 1 branch

    4.69%APRas low as
  15. Top Carrot, Carrot Score 95
    Georgia Heritage Federal Credit UnionAuto, Truck, and SUV · up to 60 months

    Credit union · 4 branches

    4.74%APRas low as

Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What new auto loans cost in Georgia

57 banks and credit unions · checked Nov 6–14

Typical
4.69%
Top 10% up to
3.93%
Credit unions, typical
4.69%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Georgia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Lanier Federal Credit UnionCredit union · 3 branches
  2. Georgia Heritage Federal Credit UnionCredit union · 4 branches
  3. MyGeorgia Credit UnionCredit union · 9 branches
See all ranked institutions

Auto loan rates by state