Credit union · NCUA insured
Credit Union of Atlanta Auto Loan Rates
Credit Union of Atlanta auto loans start at 3.99% APR for a new vehicle and 4.29% for a used one. Rates checked October 22, 2026.
How Credit Union of Atlanta’s auto loan rates compare
Compared with banks and credit unions near Atlanta, GA, where Credit Union of Atlanta has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Credit Union of Atlanta
3.99%APR
- Terms
- 49–60 months
New Vehicles
Lowest rate
Go Energy Credit Union
3.59%APR
- Terms
- —
2nd-lowest rate
On The Grid Financial
3.75%APR
- Terms
- 49–60 months
Credit Union of Atlanta auto loan score
93
Auto loan score
Higher than 95% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed4.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of Atlanta ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
0.25% discount offered with automatic payments Up to 115% financing of purchase price + tax, tag, title and GAP insurance.
| Terms | APR | Conditions |
|---|---|---|
| 12–24 months | 3.49% | 0.25% discount offered with automatic payments |
| 25–36 months | 3.99% | 0.25% discount offered with automatic payments |
| 37–48 months | 3.99% | 0.25% discount offered with automatic payments |
| 49–60 months | 3.99% | 0.25% discount offered with automatic payments |
| 61–72 months | 4.29% | Over $25,000; 0.25% discount offered with automatic payments |
| 73–84 months | 4.54% | 0.25% discount offered with automatic payments |
Sources (1)
- cuatlanta.org/access/tools/rates.html · captured Oct 22, 2026
Used Vehicles
0.25% discount offered with automatic payments
| Terms | APR | Conditions |
|---|---|---|
| 12–24 months | 3.99% | Vehicle model year 2016 - Present; 0.25% discount offered with automatic payments |
| 25–36 months | 4.29% | Vehicle model year 2016 - Present; 0.25% discount offered with automatic payments |
| 37–48 months | 4.29% | Vehicle model year 2016 - Present; 0.25% discount offered with automatic payments |
| 49–60 months | 4.29% | Vehicle model year 2016 - Present; 0.25% discount offered with automatic payments |
| 61–72 months | 4.54% | Vehicle model year 2016 - Present; 0.25% discount offered with automatic payments |
| 73–84 months | 4.79% | Vehicle model year 2016 - Present; 0.25% discount offered with automatic payments |
Sources (1)
- cuatlanta.org/access/tools/rates.html · captured Oct 22, 2026
Who can join Credit Union of Atlanta
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or affiliates of other vital groups served by the credit union are eligible for membership.
Military, government and schools
- Employees of the City of Atlanta are eligible for membership.
- Employees of Fulton County are eligible for membership.
Membership information collected October 4, 2026.