Credit union · NCUA insured
Metro Medical Credit Union Auto Loan Rates
Top CarrotMetro Medical Credit Union auto loans start at 4.69% APR for a new vehicle and 4.69% for a used one. Rates checked October 16, 2026.
How Metro Medical Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Metro Medical Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Metro Medical Credit Union
4.69%APR
- Terms
- 49–60 months
New Auto Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Metro Medical Credit Union auto loan score
88
Auto loan score
Higher than 84% of U.S. banks and credit unions
- New vehicleNew4.69%
- Used vehicleUsed4.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Metro Medical Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Current year with less than 10,000 miles. Rates and terms may vary with model year. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Rate as low as. Current year with less than 10,000 miles. |
| 37–48 months | 4.65% | Rate as low as. Current year with less than 10,000 miles. |
| 49–60 months | 4.69% | Rate as low as. Current year with less than 10,000 miles. |
| 61–72 months | 5.19% | Rate as low as. Current year with less than 10,000 miles. |
| 73–84 months | 6.20% | Rate as low as. Current year with less than 10,000 miles. |
Used Auto Loans
Current year with more than 10,000 miles and older models. Rates and terms may vary with model year. Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Rate as low as. Current year with more than 10,000 miles and older models. |
| 37–48 months | 4.65% | Rate as low as. Current year with more than 10,000 miles and older models. |
| 49–60 months | 4.69% | Rate as low as. Current year with more than 10,000 miles and older models. |
| 61–72 months | 5.19% | Rate as low as. Current year with more than 10,000 miles and older models. |
Who can join Metro Medical Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship at a church, or attend school within a 10-mile radius of the branch office are eligible to join.
Employers and groups
- Employees of any of Metro Medical Credit Union's Select Employer Groups (SEGs) are eligible to join.
Family and household
- Immediate family members related by blood or marriage of current members may join the credit union.
Cost to join
- An opening deposit of at least $25 to a share savings account is required to join.
Membership information collected October 5, 2026.