Credit union · NCUA insured
Ukrainian National Federal Credit Union Auto Loan Rates
Top CarrotUkrainian National Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Ukrainian National Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Ukrainian National Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Ukrainian National Federal Credit Union
4.50%APR
- Terms
- up to 72 months
- Discount
- None included
New Car Loans
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Ukrainian National Federal Credit Union auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ukrainian National Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
Financed up to 95% of purchase price of the vehicle excluding taxes and registration fees. Loan rates are dependent on creditworthiness, loan-to-value (LTV) and age of the vehicle. Subject to credit approval. Members without permanent resident status may be charged up to 1.0 origination points and 0.750% added to the loan rate. Minimum of $100.00 must be maintained in member's share account until loan is paid in full. Available to residents in the New York metropolitan area, New Jersey, and Georgia.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50% | Requires 5%-40% down payment. |
Used Car Loans
Maximum age of car is the last 7 model years. Financed up to 90% of book value of the vehicle. Loan rates are dependent on creditworthiness, loan-to-value (LTV) and age of the vehicle. Subject to credit approval. Members without permanent resident status may be charged up to 1.0 origination points and 0.750% added to the loan rate. Minimum of $100.00 must be maintained in member's share account until loan is paid in full. Available to residents in the New York metropolitan area, New Jersey, and Georgia.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.00% | Requires 10%-40% down payment. |
Who can join Ukrainian National Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Ukrainian Orthodox Cathedral of Holy Trinity in New York, NY are eligible to join.
- Members of the Ukrainian Orthodox Cathedral of St. Volodymyr in New York, NY are eligible to join.
- Members and employees of St. Andrew Ukrainian Orthodox Church in South Bound Brook, NJ are eligible to join.
- Members and employees of Nativity of the Blessed Virgin Mary Mission Parish – Ukrainian Catholic Church in Brooklyn, NY are eligible to join.
- Members and employees of Nativity of the Blessed Virgin Mary Ukrainian Catholic Church in New Brunswick, NJ are eligible to join.
- Members and employees of St. Michael the Archangel Ukrainian Catholic Church in Hillsborough, NJ are eligible to join.
2 more ways to join
Employers and groups
- Members and employees of St. Andrew's Ukrainian Orthodox Church of Atlanta in Cumming, GA are eligible to join.
- Members and employees of organizations affiliated with the Ukrainian community in New York, New Jersey, and Georgia are eligible to join.
Membership information collected October 5, 2026.