Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–18 of 18 in Wisconsin · median 6.16% APR
- 8.00%APRas low as · up to 8.25%
8.00% APR, up to 8.25%
Terms
Model Year: New
Auto loan score 60 · Carrot Score 75
Rate checked · Auto loans rates on its site
More details - 8.24%APRas low as
Terms
Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount.
Auto loan score 60 · Carrot Score 73
Rate checked · Auto loans rates on its site
More details - 8.25%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Vehicle year 2025 - 2026. APR assumes automatic monthly payments, loan amount of $5,000 or more, credit scores over 699, total debt ratio of 43% or less, and no adverse underwriting factors. Payment per $1,000 is $20.40.
Auto loan score 60 · Carrot Score 69
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Wisconsin
18 banks and credit unions · checked Oct 23–30
- Typical
- 6.16%
- Top 10% up to
- 5.08%
- Banks, typical
- 6.16%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Wisconsin
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 5 branches
- Community First Credit UnionCredit union · 30 branches
- Evergreen Credit UnionCredit union · 2 branches