Bank · FDIC insured
Waukesha State Bank Auto Loan Rates
Waukesha State Bank auto loans start at 8.25% APR for a new vehicle and 8.50% for a used one. Rates checked October 17, 2026.
How Waukesha State Bank’s auto loan rates compare
Compared with banks and credit unions near Milwaukee, WI, where Waukesha State Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Waukesha State Bank
8.25%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Automobile Loans
Lowest rate
Governmental Employees Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Waukesha State Bank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.25%
- Used vehicleUsed8.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Waukesha State Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loans
APR assumes automatic monthly payments, loan amount of $5,000 or more, credit scores over 699, a total debt ratio of 43% or less and no adverse underwriting factors. Underwriting approval required. Down payment may be required based on value of vehicle and loan amount requested. Rates and terms vary based on age, type and value of vehicle, and loan amount.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.50% | Model years 2025 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $17.78 per $1,000. |
| up to 60 months | 8.25% | Model years 2025 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $20.40 per $1,000. |
| up to 48 months | 8.00% | Model years 2025 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $24.41 per $1,000. |
| up to 60 months | 8.50% | Model years 2022 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $20.52 per $1,000. |
| up to 48 months | 8.25% | Model years 2022 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $24.53 per $1,000. |
| up to 36 months | 8.00% | Model years 2022 - 2026. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $31.34 per $1,000. |
| up to 48 months | 8.75% | Model years 2017 - 2021. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $24.77 per $1,000. |
| up to 36 months | 8.50% | Model years 2017 - 2021. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $31.57 per $1,000. |
| up to 24 months | 8.25% | Model years 2017 - 2021. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $45.34 per $1,000. |
| up to 36 months | 9.00% | Model years 2012 - 2016. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $31.80 per $1,000. |
| up to 24 months | 8.75% | Model years 2012 - 2016. Assumes automatic monthly payments, credit scores over 699, total debt ratio of 43% or less and no adverse underwriting factors. Monthly payment is $45.57 per $1,000. |
Sources (1)
- waukeshabank.com/personal/lending/loan-rates · captured Oct 5, 2026
Opening an account
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