Bank · FDIC insured
FVSBank Auto Loan Rates
FVSBank auto loans start at 8.24% APR for a new vehicle and 9.24% for a used one. Rates checked October 16, 2026.
How FVSBank’s auto loan rates compare
Compared with banks and credit unions near Oshkosh, WI, where FVSBank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
FVSBank
8.24%APR
- Terms
- 49–60 months
- Discount
- None included
New Auto Loans
Lowest rate
Community First Credit Union
3.50%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Oshkosh Community Credit Union
3.98%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
FVSBank auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.24%
- Used vehicleUsed9.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where FVSBank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Maximum loan-to-value ratio up to 90%. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle, and amount of the loan.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 7.74% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
| 37–48 months | 7.99% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
| 49–60 months | 8.24% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
| 61–72 months | 8.99% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
Sources (1)
- fvsbank.com/rates · captured Oct 7, 2026
Used Auto Loans
Maximum loan-to-value ratio up to 90%. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle, and amount of loan.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 8.74% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
| 37–48 months | 8.99% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
| 48–60 months | 9.24% | Maximum loan-to-value ratio up to 90%. Rates may vary based on credit score, loan-to-value ratio, year of vehicle, and loan amount. |
Sources (1)
- fvsbank.com/rates · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.