Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–19 of 19 in Indiana · median 6.24% APR
- 7.20%APRas low as
Terms
Rates as low as 6.95% (7.20% APR). Terms up to 6 years. Subject to credit approval. Document preparation fee of $190. Full coverage auto insurance is required.
Auto loan score 62 · Carrot Score 66
Rate checked · Auto loans rates on its site
More details - 7.33%APRas low as
Terms
Model Year: 2026-2027. Assumes $10,000 Loan Amount. Processing Fee: $199.00. Rates subject to change without notice.
Auto loan score 61 · Carrot Score 61
Rate checked · Auto loans rates on its site
More details - 7.39%APRas low as
Terms
Model years 2025/2024; APR based on $20,000 loan with credit score 750+
Auto loan score 61 · Carrot Score 65
Rate checked · Auto loans rates on its site
More details - 7.51%APRas low as
Terms
Rates as low as 7.51% APR based upon loan amount and creditworthiness. Advertised APR assumes excellent credit history, is based on an average loan amount of $40,000 borrowed over 60 months, includes $257 in account opening fees, and equates to a monthly payment of $799.87. Some loans may be eligible for additional relationship-based account benefits for checking account clients.
Auto loan score 61
Rate checked · Auto loans rates on its site
More details
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Indiana
19 banks and credit unions · checked Oct 23–30
- Typical
- 6.24%
- Top 10% up to
- 5.31%
- Banks, typical
- 6.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- Elements FinancialCredit union · 5 branches