Bank · FDIC insured
First Bank Richmond Auto Loan Rates
First Bank Richmond auto loans start at 7.39% APR for a new vehicle and 7.39% for a used one. Rates checked October 15, 2026.
How First Bank Richmond’s auto loan rates compare
Compared with banks and credit unions near Indianapolis, IN, where First Bank Richmond has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
First Bank Richmond
7.39%APR
- Terms
- up to 66 months
- Up to
- —
Auto Loan
Lowest rate
Financial Center First
4.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
First Bank Richmond auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew7.39%
- Used vehicleUsed7.39%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Bank Richmond ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates shown are estimates. Additional rate discount offered if payment is automatically deducted from First Bank checking account. APR based on $20,000.00 loan with credit score of 750+ and normal fees ($199.00 processing fee and $34 VSI). Actual APR based on specific situation (amount financed, term, loan-to-value, credit score, credit history, vehicle age and mileage). Financing subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.81% | Model years 2026/2025; APR based on $20,000 loan with credit score 750+ |
| up to 72 months | 7.61% | Model years 2026/2025; APR based on $20,000 loan with credit score 750+ |
| up to 60 months | 7.42% | Model years 2026/2025; APR based on $20,000 loan with credit score 750+ |
| up to 48 months | 7.02% | Model years 2026/2025; APR based on $20,000 loan with credit score 750+ |
| up to 66 months | 7.39% | Model years 2025/2024; APR based on $20,000 loan with credit score 750+ |
| up to 54 months | 7.46% | Model years 2022/2021; APR based on $20,000 loan with credit score 750+ |
| up to 48 months | 7.52% | Model years 2020/2019; APR based on $20,000 loan with credit score 750+ |
Sources (1)
- firstbankrichmond.com/personal/borrow/auto-loans · captured Oct 7, 2026
Opening an account
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