Compare Bank & Credit Union Rates
Best auto loan rates in Mississippi
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 31–39 of 39 in Mississippi · median 4.99% APR
- 5.64%APRas low as
Terms
Up to 60 mo. Est. monthly payment $19.21 per $1,000. Current and previous year's models. Actual rates and terms vary based on credit history, loan amount, and collateral.
Auto loan score 67 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
Vehicle model years 2022 - 2026.
Auto loan score 69 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as · up to 14.25%
5.75% APR, up to 14.25%
Terms
Rates by credit tier: A+ (>= 725) 5.75%, A (660-724) 6.25%, B (620-659) 7.75%, C (600-619) 10.25%, D (<= 599) 14.25%.
Auto loan score 68 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 5.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Auto loan score 63 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 6.00%APRas low as · up to 18.00%
6.00% APR, up to 18.00%
Terms
Rates ranging from 6% to 18% based on credit score. Loan up to $65,000.
Auto loan score 66
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.17%APRas low as · up to 18.00%
7.17% APR, up to 18.00%
Terms
Term up to 60 months. Advertised interest rate as low as 6.75% (7.171% APR) and no more than 18.00% APR. For vehicles up to 2 years old.
Auto loan score 61 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 7.99%APRas low as
Terms
Credit rating: 730 & above. Rate includes purchase of GAP.
Auto loan score 80 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 8.99%APRas low as
Terms
Credit score: 650 - 699. Base rate is 8.99%.
Auto loan score 60 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Mississippi
39 banks and credit unions · checked Oct 15–22
- Typical
- 4.99%
- Top 10% up to
- 4.29%
- Banks, typical
- 6.24%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches