Compare Bank & Credit Union Rates
Best auto loan rates in Flowood, MS
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–8 of 8 in Rankin County, MS · median 5.32% APR
- 4.50%APRas low as
Terms
For qualified borrowers, based on model year and credit score. Starting APR. Rates are subject to credit approval, term, and product eligibility.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as · up to 10.49%
4.99% APR, up to 10.49%
Terms
Risk-based APR based on creditworthiness; lowest rates include matching floors.
Auto loan score 83 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as · up to 18.00%
4.99% APR, up to 18.00%
Terms
Subject to credit approval. Rates based on credit score and loan term. Lowest rate requires best credit.
Auto loan score 83 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 5.00%APRas low as · up to 18.00%with conditions
5.00% APR, up to 18.00%
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate and terms received will be based on creditworthiness and other factors. Daily periodic rate 0.0123% - 0.0493%. Up to 100% financing available. 0.25% APR discount available with a new or existing Magnolia Federal Credit Union checking account in good standing. Rate floor is 2.99% APR.
Auto loan score 82 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Up to 60 mo. Est. monthly payment $19.21 per $1,000. Current and previous year's models. Actual rates and terms vary based on credit history, loan amount, and collateral.
Auto loan score 67 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 5.75%APRas low as · up to 14.25%
5.75% APR, up to 14.25%
Terms
Rates by credit tier: A+ (>= 725) 5.75%, A (660-724) 6.25%, B (620-659) 7.75%, C (600-619) 10.25%, D (<= 599) 14.25%.
Auto loan score 68 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.99%APRas low as
Terms
Credit rating: 730 & above. Rate includes purchase of GAP.
Auto loan score 80 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Rankin County, MS
8 banks and credit unions · checked Oct 16–22
- Typical
- 5.32%
- Top 10% up to
- 4.84%
- Banks, typical
- 6.24%
- Credit unions, typical
- 5.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Jackson, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RiverLand Federal Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 6 branches
- Veritas Federal Credit UnionCredit union · 1 branch