Compare Bank & Credit Union Rates
Best auto loan rates in Gulfport, MS
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Gulfport, MS · median 4.60% APR
- 4.24%APRas low as
Terms
Rate is as low as 4.24% APR. Terms up to 84 months depending on the age and mileage of the vehicle. Based on a $20,000 loan with a 4.24% APR for 36 months, estimated monthly payments are $593.
Auto loan score 93 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.29%APRas low as
Terms
Advertised 'as low as' APR assumes excellent borrower credit history. Financing up to 100% MSRP/NADA value. New vehicles are 2025 and newer model years with 10,000 or fewer miles.
Auto loan score 85 · Carrot Score 67
Rate checked · Auto loans rates on its site
Rates and branches - 4.60%APRas low as
Terms
Requires a minimum loan amount of $10,000.
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.95%APRas low as · up to 16.99%
4.95% APR, up to 16.99%
Terms
Applies to new loans only with GCCFCU or refinances from another lender. Applies to new and used autos. Up to 100% of NADA average retail or 100% of selling price, whichever is less. Rates and terms based on prior credit performance, age of collateral, and may vary based on mileage, additional credit union services chosen, and/or percentage of down payment. Membership eligibility required.
Auto loan score 86 · Carrot Score 73
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Up to 60 mo. Est. monthly payment $19.21 per $1,000. Current and previous year's models. Actual rates and terms vary based on credit history, loan amount, and collateral.
Auto loan score 67 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Gulfport, MS
5 banks and credit unions · checked Oct 22
- Typical
- 4.60%
- Top 10% up to
- 4.26%
- Credit unions, typical
- 4.60%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Gulfport, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- All In Credit UnionCredit union · 1 branch
- Keesler Federal Credit UnionCredit union · 20 branches
- Southern Energy Credit UnionCredit union · 1 branch