Compare Bank & Credit Union Rates
Best auto loan rates in Maryland
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 16–30 of 67 in Maryland · median 5.19% APR
- USPS Federal Credit UnionHybrid & Electric Vehicles Auto Loan · up to 84 months
Credit union · 1 branch
4.50%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
As low as 3.50% APR with Relationship Rewards. 0.25% off regular auto loan rates for hybrid and electric vehicles. Terms up to 84 months.
Auto loan score 89 · Carrot Score 87
Rate checked · Auto loans rates on its site
Rates and branches - 4.50%APRas low as
Terms
APR as low as based on credit evaluation. Minimum loan amount $5,000. Maximum term up to 60 months (over $5,000).
Auto loan score 82 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Auto loan score 87 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as
Terms
Advertised as 'as low as' rate.
Auto loan score 81 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as APR for highly qualified applicants. Includes 0.25% discount for automatic-debit of loan payment from NIHFCU savings or checking account.
Auto loan score 81 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
As low as rate. Rate shown reflects a 0.25% discount for automatic loan repayment.
Auto loan score 80 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rates shown are lowest available APRs based on creditworthiness and other underwriting criteria. Includes 0.50% APR discount for automatic payments established at loan origination. Est. payment $18.76 per $1,000.
Auto loan score 77 · Carrot Score 74
Rate checked · Auto loans rates on its site
Rates and branches - 4.79%APRas low as
Terms
Payment per $1,000 borrowed is $17.26 based on maximum term in range. Advertised rates are for individuals with credit scores 740 or better who also qualify for applicable discounts.
Auto loan score 79 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - 4.87%APRas low as · up to 17.99%
4.87% APR, up to 17.99%
Terms
APR ranges between 4.87% to 17.99% based on credit. Loan amounts up to $20,000. Flexible terms up to 72 months. Applies to new or used vehicles (model years 2016-2025). Maximum LTV 90%.
Auto loan score 86 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Loans up to $150,000 with any term up to 7 years. Some restrictions may apply.
Auto loan score 83 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.25% discount for automatic payment and 0.50% discount for qualifying Reward Rate Relationship. Rates for vehicles 7 years and older are 3.00% higher.
Auto loan score 79 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
New Auto. Term 72 months or less. Rate subject to change; determined by credit evaluation.
Auto loan score 77 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Minimum loan amount $10,001 on loans with a term of more than 48 months. Lowest rate available for Tier 1 credit, includes discount for automatic payment from an NGFCU checking or savings account. Monthly payment of $19.00 per $1,000 borrowed.
Auto loan score 71 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - 5.05%APRas low as · up to 9.80%
5.05% APR, up to 9.80%
Terms
APR varies by credit score (750+ to Under 600)
Auto loan score 81 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - Prince George's Community Federal Credit UnionNew and Used Auto Loan · 37–72 months
Credit union · 4 branches
5.10%APRas low asTerms
Tier-based pricing according to credit rating; minimum rate offered.
Auto loan score 81 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Maryland
67 banks and credit unions · checked Oct 16–22
- Typical
- 5.19%
- Top 10% up to
- 4.27%
- Banks, typical
- 6.32%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches