Compare Bank & Credit Union Rates
Best auto loan rates in Tallahassee, FL
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–13 of 13 in Tallahassee, FL · median 5.51% APR
- tMH Federal Credit UnionNew Auto/ Used Auto (Five Years or Newer) · up to 60 months
Credit union · 2 branches
3.35%APRas low as · up to 18.00%3.35% APR, up to 18.00%
Auto loan score 89 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 3.89%APRas low as
Terms
As low as rate based on creditworthiness and term.
Auto loan score 96 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
APR as low as 3.99% for 60 months. Minimum loan amount $5,000. Maximum rate 18% APR. Vehicles 2017 or newer.
Auto loan score 94 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as · up to 17.97%
4.74% APR, up to 17.97%
Terms
Rate based on creditworthiness and term of loan. Up to 0.25% discount for Fully Electric Vehicle.
Auto loan score 85 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 5.39%APRas low as
Auto loan score 71 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.49%APRas low as · up to 13.34%
5.49% APR, up to 13.34%
Terms
Rates as of 10/15/2026. Applicable to new, used, and refinanced auto loans. Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual Annual Percentage Rate (APR) may vary based on the applicant's credit history and underwriting criteria. Monthly payments per $1,000 for up to 24 months at 4.99% APR is $44.23. Pre-qualification offers are good for up to 30 days.
Auto loan score 73 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - 5.51%APRas low as
Terms
Rates as low as. Based on vehicle/vessel year, underwriting, and/or amount borrowed.
Auto loan score 68 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Applicable to 2025 and newer autos. Repayment terms up to 72 months. Minimum rate reflects best credit tier; rates are based on credit score and subject to change.
Auto loan score 71 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as
Terms
$25,000 minimum loan amount; new vehicles only. Rate based on creditworthiness. Daily periodic rate is 0.01573%.
Auto loan score 85 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 7.25%APRas low as · up to 13.25%
7.25% APR, up to 13.25%
Auto loan score 61 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 7.50%APRas low as · up to 15.00%
7.50% APR, up to 15.00%
Terms
Vehicle Age: New and Used Auto (up to 5 model years old)
Auto loan score 60 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Tallahassee, FL
13 banks and credit unions · checked Oct 15–22
- Typical
- 5.51%
- Top 10% up to
- 3.91%
- Banks, typical
- 5.94%
- Credit unions, typical
- 5.49%
How does your bank’s rate compare?
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Tallahassee, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- BCFCUCredit union · 1 branch
- Champions First Credit UnionCredit union · 5 branches
- tMH Federal Credit UnionCredit union · 2 branches