Compare Bank & Credit Union Rates
Best auto loan rates in Panama City, FL
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–5 of 5 in Panama City, FL · median 3.99% APR
- 2.99%APRas low asunusually low · being checked
Terms
Rates as low as 2.99% APR for financing or refinancing a vehicle. Loan decisions are based on applicant creditworthiness.
Auto loan score 94 · Carrot Score 99
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as
Terms
APR as low as 3.99% for 60 months. Minimum loan amount $5,000. Maximum rate 18% APR. Vehicles 2017 or newer.
Auto loan score 94 · Carrot Score 92
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low as · up to 18.00%
3.99% APR, up to 18.00%
Terms
Autos up to 10 years old. Financing up to 125%. Terms up to 84 months.
Auto loan score 94 · Carrot Score 89
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low as · up to 17.97%
4.74% APR, up to 17.97%
Terms
Rate based on creditworthiness and term of loan. Up to 0.25% discount for Fully Electric Vehicle.
Auto loan score 85 · Carrot Score 80
Rate checked · Auto loans rates on its site
Rates and branches - 4.89%APRas low as
Terms
Rates shown are generally the lowest currently available based on creditworthiness.
Auto loan score 86 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Panama City, FL
5 banks and credit unions · checked Oct 15
- Typical
- 3.99%
- Top 10% up to
- 3.39%
- Credit unions, typical
- 3.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Panama City, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 8 branches
- Champions First Credit UnionCredit union · 1 branch
- Community South Credit UnionCredit union · 2 branches