Compare Bank & Credit Union Rates
Best auto loan rates in Westport, CT
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 18 in Western Connecticut Planning Region, CT · median 5.38% APR
- 4.44%APRas low as
Terms
For vehicles model year 2025 or newer with less than 7,000 miles. Lowest rate available for excellent credit. Up to 100% financing available.
Auto loan score 89 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low as
Terms
Rates shown are the lowest rates available. Actual rate may vary and can be higher based on creditworthiness. Terms shown are the best terms available. One-time processing fee of $85.
Auto loan score 89 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
For model years 2027-2025. Rate reflects a 0.25% discount for automatic payments from a Sikorsky Credit Union account. Estimated monthly payment is $18.75 per $1,000 borrowed.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
With 700 Credit Score or above. Term 5 Year.
Auto loan score 82 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - Greenwich Municipal Employees Federal Credit UnionNew Auto Loan · up to 60 months
Credit union · 1 branch
4.90%APRas low asTerms
Some borrowers may receive higher rates subject to credit worthiness. The Credit Union will finance 100% of the purchase price of the vehicle including tax, registration and any extended warranty.
Auto loan score 86 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate as low as 4.99% APR for 5 years term.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.99%APRas low as
Terms
Rate quoted as low as; based on credit score. 100% financing.
Auto loan score 83 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as · up to 13.25%
5.25% APR, up to 13.25%
Terms
Rates vary by credit tier (Fair Isaac score 549 or Less to 730+). Best rates require Fair Isaac 730+ (Rate Tier A+).
Auto loan score 77 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.25%APRas low as · up to 13.99%
5.25% APR, up to 13.99%
Terms
Rates vary by credit tier/score (5.25% APR for Tier A Plus 730+ to 13.99% APR for Tier E 540 or less).
Auto loan score 77 · Carrot Score 63
Rate checked · Auto loans rates on its site
Rates and branches - Pitney Bowes - Employees Federal Credit UnionAuto Loan Rates for Models 2022 or Newer · up to 60 months
Credit union · 2 branches
5.50%APRas low asTerms
Minimum loan amount: $8,000
Auto loan score 72 · Carrot Score 79
Rate checked · Auto loans rates on its site
Rates and branches - 5.54%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Includes 0.25% reduction for automatic payments from an Affinity account.
Auto loan score 66 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 5.62%APRas low as
Terms
Financing available up to 100% of purchase cost. Term is 5 years/60 months. Minimum loan amount $1,000. Rates as low as 5.615% APR.
Auto loan score 66 · Carrot Score 76
Rate checked · Auto loans rates on its site
Rates and branches - 5.64%APRas low as
Terms
Advertised as-low-as APR assumes excellent borrower credit history and is specific to VA. Advertised rate does not include additional BofA Rewards interest rate discount of 0.10% to 0.50%. Rate guaranteed for 30 days from application approval.
Auto loan score 66 · Carrot Score 65
Rate checked · Auto loans rates on its site
Rates and branches - 5.77%APRas low as
Terms
As low as rate for a new Capital One auto loan in October for individuals with excellent credit characteristics.
Auto loan score 65 · Carrot Score 84
Rate checked · Auto loans rates on its site
Rates and branches - Waterbury CT Teachers Federal Credit UnionAuto New or Used 2021 - 2026 · up to 84 months
Credit union · 1 branch
5.95%APRas low aswith conditionsThis rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New Car Only. Monthly repayment of $14.59 per $1000 borrowed. Rate reflects a discount of .25% for automatic payroll deduction, direct deposit or automatic transfer from shares.
Auto loan score 68 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Western Connecticut Planning Region, CT
18 banks and credit unions · checked Oct 16–22
- Typical
- 5.38%
- Top 10% up to
- 4.66%
- Banks, typical
- 6.00%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Bridgeport, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 6 branches
- Affinity Federal Credit UnionCredit union · 1 branch
- Albright Credit UnionCredit union · 2 branches