Compare Bank & Credit Union Rates
Best auto loan rates in Connecticut
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–15 of 62 in Connecticut · median 5.00% APR
- 3.50%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate as low as disclosed applies when automatic payment from the PSFCU Checking Account is selected; rates are 0.25% higher without automatic payment. The rate you receive will be based upon your credit history, collateral, and loan character.
Auto loan score 93 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - 3.74%APRas low as
Terms
As low as rate. Terms and conditions apply.
Auto loan score 98 · Carrot Score 93
Rate checked · Auto loans rates on its site
Rates and branches - 3.74%APRas low as
Terms
will finance 100% up to 84 months; $65,000.00 or less.
Auto loan score 88 · Carrot Score 75
Rate checked · Auto loans rates on its site
Rates and branches - 3.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Rate reflects 0.25% discount for automatic payment from a GE Credit Union account. Rate determined by credit history and term.
Auto loan score 86 · Carrot Score 81
Rate checked · Auto loans rates on its site
Rates and branches - 4.29%APRas low as · up to 13.19%
4.29% APR, up to 13.19%
Terms
Mileage: 0-25K Miles
Auto loan score 92 · Carrot Score 94
Rate checked · Auto loans rates on its site
Rates and branches - 4.29%APRas low as
Terms
As low as rate for 37-60 months on new vehicles (2025 and newer model years). Assumes excellent credit.
Auto loan score 88 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.44%APRas low as
Terms
For vehicles model year 2025 or newer with less than 7,000 miles. Lowest rate available for excellent credit. Up to 100% financing available.
Auto loan score 89 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low as
Terms
Rates shown are the lowest rates available. Actual rate may vary and can be higher based on creditworthiness. Terms shown are the best terms available. One-time processing fee of $85.
Auto loan score 89 · Carrot Score 95
Rate checked · Auto loans rates on its site
Rates and branches - 4.49%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
2025 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 10,000 miles.
Auto loan score 85 · Carrot Score 85
Rate checked · Auto loans rates on its site
Rates and branches - Tobacco Valley Teachers Federal Credit UnionVehicles & Motorcycles · up to 60 months
Credit union · 1 branch
4.60%APRas low asTerms
90th Anniversary Auto Loan Special valid October 1 - November 30, 2026. Up to 94% financing. Add 1% to rate if loan-to-value is 95% - 104%. Maximum loan amount: $60,000.00. Rate match available with a floor of 1.99% APR with proof.
Auto loan score 88 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches - 4.74%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
For model years 2027-2025. Rate reflects a 0.25% discount for automatic payments from a Sikorsky Credit Union account. Estimated monthly payment is $18.75 per $1,000 borrowed.
Auto loan score 83 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
Loan special until 12/31/2026. Starting APR based on credit score. Maximum Loan to Value of 115% NADA Book Value.
Auto loan score 87 · Carrot Score 82
Rate checked · Auto loans rates on its site
Rates and branches - St. Vincent’s Medical Center Federal Credit UnionAuto – Model Year 2025 and newer · up to 60 months
Credit union · 1 branch
4.75%APRas low aswith conditionsThis rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rates as low as 4.75% APR. The above rates include a 0.50% discount with a SVMCFCU Checking Account in good standing; actual rate determined by Credit Score.
Auto loan score 87 · Carrot Score 68
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low as
Terms
With 700 Credit Score or above. Term 5 Year.
Auto loan score 82 · Carrot Score 90
Rate checked · Auto loans rates on its site
Rates and branches - 4.75%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Model Year: New, Unregistered
Auto loan score 78 · Carrot Score 88
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Connecticut
62 banks and credit unions · checked Oct 15–22
- Typical
- 5.00%
- Top 10% up to
- 4.44%
- Banks, typical
- 6.12%
- Credit unions, typical
- 4.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Connecticut
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 10 branches
- Affinity Federal Credit UnionCredit union · 2 branches