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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York, NY-NJ metro

Showing 126–140 of 140 scored for CDs

  1. Fox Federal Credit Union3–8 mo 1.00% · 9–15 mo 1.10% · 16–30 mo 1.51% · 31–60 mo 1.71%

    Credit union · 1 branch

    62CD score#126 in New York, NY-NJ metro
  2. Central Jersey Federal Credit Union3–8 mo — · 9–15 mo 1.00% · 16–30 mo 1.25% · 31–60 mo 2.00%

    Credit union · 1 branch

    62CD score#127 in New York, NY-NJ metro
  3. Rutgers Federal Credit Union3–8 mo 0.75% · 9–15 mo 1.00% · 16–30 mo 1.26% · 31–60 mo 1.76%

    Credit union · 2 branches

    62CD score#128 in New York, NY-NJ metro
  4. Lower East Side People's FCU3–8 mo 0.50% · 9–15 mo 0.75% · 16–30 mo 1.00% · 31–60 mo 2.00%

    Credit union · 4 branches

    62CD score#129 in New York, NY-NJ metro
  5. Division 726 Federal Credit Union3–8 mo 1.11% · 9–15 mo 1.31% · 16–30 mo 1.61% · 31–60 mo —

    Credit union · 1 branch

    61CD score#130 in New York, NY-NJ metro
  6. Orange Bank & Trust3–8 mo 1.51% · 9–15 mo 0.55% · 16–30 mo 0.60% · 31–60 mo 0.70%

    Bank · 10 branches

    61CD score#131 in New York, NY-NJ metro
  7. Somerset Regal Bank3–8 mo 0.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.55%

    Bank · 14 branches

    61CD score#131 in New York, NY-NJ metro
  8. OceanFirst Bank3–8 mo 0.05% · 9–15 mo 0.10% · 16–30 mo 0.15% · 31–60 mo 0.30%

    Bank · 56 branches

    61CD score#133 in New York, NY-NJ metro
  9. Urban Upbound Federal Credit Union3–8 mo 0.50% · 9–15 mo 0.75% · 16–30 mo 1.00% · 31–60 mo —

    Credit union · 2 branches

    61CD score#133 in New York, NY-NJ metro
  10. Union Building Trades Federal Credit Union3–8 mo 0.25% · 9–15 mo 0.30% · 16–30 mo 0.45% · 31–60 mo 0.55%

    Credit union · 1 branch

    60CD score#135 in New York, NY-NJ metro
  11. Parlin Dupont FCU3–8 mo 0.05% · 9–15 mo 0.10% · 16–30 mo 0.50% · 31–60 mo —

    Credit union · 1 branch

    60CD score#136 in New York, NY-NJ metro
  12. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 665 branches

    60CD score#137 in New York, NY-NJ metro
  13. First Financial Federal Credit Union3–8 mo 0.01% · 9–15 mo 0.10% · 16–30 mo 0.20% · 31–60 mo 0.25%

    Credit union · 4 branches

    60CD score#138 in New York, NY-NJ metro
  14. First Horizon Bank3–8 mo 0.10% · 9–15 mo 0.10% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 1 branch

    60CD score#139 in New York, NY-NJ metro
  15. NJ Gateway FCU3–8 mo 0.05% · 9–15 mo 0.05% · 16–30 mo 0.10% · 31–60 mo 0.25%

    Credit union · 1 branch

    60CD score#140 in New York, NY-NJ metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 188 of the 328 institutions with a branch in New York, NY-NJ metro have too few rates published or captured to score. Rankings are a preview, not awards.