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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York

Showing 1–25 of 267 scored

  1. Top Carrot, Carrot Score 99
    Ontario Shores FCUCDs 95 · Savings 88 · Auto 96 · Cards 84

    Credit union · 5 branches

    99Carrot Score#1 in New York
  2. Top Carrot, Carrot Score 99
    Quorum Federal Credit UnionCDs 97 · Savings 98 · Cards 76

    Credit union · 1 branch

    99Carrot Score#1 in New York
  3. Top Carrot, Carrot Score 98
    SJP Federal Credit UnionCDs 98 · Savings 96 · Auto 71

    Credit union · 1 branch

    98Carrot Score#3 in New York
  4. Top Carrot, Carrot Score 98
    BTG Pactual Bank, National AssociationCDs 99 · Savings 96

    Bank · 1 branch

    98Carrot Score#4 in New York
  5. Top Carrot, Carrot Score 97
    USALLIANCE FinancialCDs 94 · Savings 95 · Auto 79 · Cards 70

    Credit union · 3 branches

    97Carrot Score#5 in New York
  6. Top Carrot, Carrot Score 97
    Niagara's ChoiceCDs 60 · Savings 61 · Auto 96 · Cards 89

    Credit union · 5 branches

    97Carrot Score#6 in New York
  7. Top Carrot, Carrot Score 96
    Great Erie Federal Credit UnionCDs 72 · Savings 83 · Auto 94 · Cards 89

    Credit union · 3 branches

    96Carrot Score#7 in New York
  8. Top Carrot, Carrot Score 96
    PenFed Credit UnionCDs 75 · Savings 89 · Auto 91 · Cards 60

    Credit union · 3 branches

    96Carrot Score#8 in New York
  9. Top Carrot, Carrot Score 95
    Utica Gas & Electric Federal Credit UnionCDs 95 · Savings 83 · Auto 85 · Cards 89

    Credit union · 1 branch

    95Carrot Score#9 in New York
  10. Top Carrot, Carrot Score 95
    Leatherstocking Credit UnionCDs 93 · Savings 89 · Auto 91 · Cards 84

    Credit union · 1 branch

    95Carrot Score#10 in New York
  11. Top Carrot, Carrot Score 95
    Greater Woodlawn FCUCDs 65 · Savings 75 · Auto 97 · Cards 88

    Credit union · 3 branches

    95Carrot Score#11 in New York
  12. Top Carrot, Carrot Score 95
    E*TRADE from Morgan StanleyCDs 99 · Savings 89

    Bank · 1 branch

    95Carrot Score#12 in New York
  13. Top Carrot, Carrot Score 95
    Ridgewood Savings BankCDs 93 · Savings 97

    Bank · 37 branches

    95Carrot Score#12 in New York
  14. Top Carrot, Carrot Score 95
    Affinity Federal Credit UnionCDs 92 · Savings 89 · Auto 66 · Cards 61

    Credit union · 3 branches

    95Carrot Score#14 in New York
  15. Top Carrot, Carrot Score 95
    Global Bank NYCDs 98 · Savings 89

    Bank · 3 branches

    95Carrot Score#15 in New York
  16. Top Carrot, Carrot Score 95
    Remington Federal Credit UnionCDs 72 · Savings 84 · Auto 88 · Cards 96

    Credit union · 1 branch

    95Carrot Score#16 in New York
  17. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionCDs 89 · Savings 95 · Auto 79 · Cards 87

    Credit union · 5 branches

    95Carrot Score#17 in New York
  18. Top Carrot, Carrot Score 94
    MOOG Employees FCUCDs 75 · Savings 94 · Auto 91

    Credit union · 1 branch

    94Carrot Score#18 in New York
  19. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionCDs 89 · Savings 89 · Auto 92 · Cards 81

    Credit union · 4 branches

    94Carrot Score#19 in New York
  20. Top Carrot, Carrot Score 94
    G.P.O. Federal Credit UnionCDs 92 · Savings 87 · Auto 92

    Credit union · 8 branches

    94Carrot Score#20 in New York
  21. Top Carrot, Carrot Score 94
    Town of Cheektowaga Federal Credit UnionCDs 89 · Savings 76 · Auto 93 · Cards 62

    Credit union · 1 branch

    94Carrot Score#21 in New York
  22. Top Carrot, Carrot Score 93
    Buffalo Conrail Federal Credit UnionCDs 83 · Savings 89 · Auto 90 · Cards 82

    Credit union · 1 branch

    93Carrot Score#22 in New York
  23. Top Carrot, Carrot Score 93
    Educational & Governmental Employees Federal Credit UnionCDs 70 · Savings 61 · Auto 89 · Cards 89

    Credit union · 2 branches

    93Carrot Score#23 in New York
  24. Top Carrot, Carrot Score 92
    NorthCountry Federal Credit UnionCDs 87 · Savings 88 · Auto 83 · Cards 95

    Credit union · 1 branch

    92Carrot Score#24 in New York
  25. Top Carrot, Carrot Score 92
    First Choice Financial Federal Credit UnionCDs 94 · Savings 64 · Auto 88

    Credit union · 3 branches

    92Carrot Score#25 in New York

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 186 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.