Credit union · NCUA insured
Zing Credit Union Credit Card Rates
Zing Credit Union credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Zing Credit Union’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Zing Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Zing Credit Union
12.99%APR
- Annual fee
- $25
Platinum Credit Card
Lowest rate
SPACE AGE
7.00%APR
- Annual fee
- None
2nd-lowest rate
Horizons North Credit Union
7.99%APR
- Annual fee
- None
Zing Credit Union credit card score
66
Credit card score
Higher than 15% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Zing Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
All loans are subject to credit approval, income verification, and employment verification. Subject to a $25 annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | $25 | Purchases APR. Subject to credit approval, income verification, and employment verification. |
| Ongoing | 18.00% | $25 | Cash Advance APR. Subject to credit approval, income verification, and employment verification. |
Sources (2)
All captured Oct 22, 2026
Who can join Zing Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work in Adams County, Arapahoe County, Jefferson County, or Denver County.
Employers and groups
- Eligibility is open to members of Friends of the GoWest Foundation / Go West Foundation.
Family and household
- Eligibility is open to family members of current Zing Credit Union members.
Cost to join
- A $5 deposit into a Share Savings account is required to establish membership and ownership in the credit union.
Membership information collected October 4, 2026.