Credit union · NCUA insured
Your Choice Federal Credit Union Savings Rates
Your Choice Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Super Savings. Rates checked October 16, 2026.
How Your Choice Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Altoona, PA, where Your Choice Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Your Choice Federal Credit Union
0.15%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $15
Super Savings
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Reliance Bank
2.00%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $200
Your Choice Federal Credit Union savings score
67
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Your Choice Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Savings
0.15%APY
One free withdrawal per month. $25.00 fee per withdrawal after.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000One free withdrawal per month. $25.00 fee per withdrawal after. | 0.15% | $15 | One free withdrawal per month. $25.00 fee per withdrawal after. |
| $25,000 – $50,000 | 0.25% | — | |
| $50,000 – $100,000 | 0.35% | — | |
| Over $100,000 | 0.45% | — |
Sources (2)
All captured Sep 17, 2026
Regular Shares
0.10%APY
Offers a low minimum balance requirement of $5.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (2)
All captured Sep 17, 2026
Who can join Your Choice Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, or a business legal entity located in most of the Altoona area.
Employers and groups
- Persons who are employed, retired, or members (with voting rights) of listed companies or organizations in the credit union's Field of Membership.
Family and household
- Family members (spouses, spouses of deceased members, children, siblings, parents, grandparents, grandchildren, including step-relatives) of members, and persons living in the same household.
Membership information collected October 5, 2026.