Credit union · NCUA insured
York Educational Federal Credit Union Credit Card Rates
York Educational Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How York Educational Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near York, PA, where York Educational Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
York Educational Federal Credit Union
9.99%APR
VISA Credit Card
Lowest rate
New Cumberland Federal Credit Union
6.90%APR
2nd-lowest rate
AmeriChoice Federal Credit Union
8.90%APR
York Educational Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where York Educational Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Rates available to qualified members only and based on creditworthiness/certain credit standards. No annual fee, no balance transfer fee, 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Purchases APR. Based on creditworthiness. |
Sources (1)
- yefcu.org/credit-cards · captured Oct 7, 2026
Who can join York Educational Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of participating businesses and organizations in the York, PA area.
- Membership is open to members of participating community organizations and churches.
Military, government and schools
- Membership is open to employees of participating school districts and educational institutions in the York, PA area.
- Membership is open to students and members of participating school-related entities and educational organizations.
Family and household
- Membership is open to family members of eligible individuals and employees of participating entities.
Membership information collected October 5, 2026.