Credit union · NCUA insured
Yolo Federal Credit Union Credit Card Rates
Yolo Federal Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Yolo Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Sacramento, CA, where Yolo Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Yolo Federal Credit Union
11.90%APR
- Up to
- 17.90% APR
Visa Classic
Lowest rate
California Community Credit Union
8.90%APR
- Up to
- 14.90% APR
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
Yolo Federal Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Yolo Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Fixed rate based on creditworthiness. To qualify for membership, must live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–17.90% | None | Fixed rate based on creditworthiness. Credit limits range from $100 to $20,000 based on eligibility. |
Sources (1)
- yolofcu.org/visa-credit-cards · captured Oct 16, 2026
Visa Gold
Rates are based on creditworthiness. Variable APR based on the average of the 6-month U.S. Treasury Bill Rate (will not exceed 18.00%). To qualify for membership, must live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Variable APR based on the average of the 6-month U.S. Treasury Bill Rate (will not exceed 18.00%). Credit limits range from $100 to $20,000 based on eligibility. |
Sources (1)
- yolofcu.org/visa-credit-cards · captured Oct 16, 2026
Visa Platinum CashBack Plus
Rates are based on creditworthiness. Variable APR based on Prime Rate (will not exceed 18.00%). To qualify for membership, must live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74%–18.00% | None | Variable APR based on Prime Rate (will not exceed 18.00%). Credit limits range from $100 to $20,000 based on eligibility. |
Visa Secured
Credit limit is based on how much is secured in the Savings Account (minimum $100). To qualify for membership, must live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–17.90% | None | Fixed rate based on creditworthiness. Credit limit is based on amount secured in Savings Account, minimum amount is $100. |
Sources (1)
- yolofcu.org/visa-credit-cards · captured Oct 16, 2026
Who can join Yolo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
Membership information collected October 5, 2026.