Credit union · NCUA insured
California Community Credit Union Credit Card Rates
Top CarrotCalifornia Community Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How California Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Sacramento, CA, where California Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
California Community Credit Union
8.90%APR
- Up to
- 14.90% APR
Visa Platinum
2nd-lowest rate
Firefighters First Credit Union
8.99%APR
- Up to
- 16.99% APR
3rd-lowest rate
First U.S. Community Credit Union
9.90%APR
- Up to
- —
California Community Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where California Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Secured
For California borrowers, credit extended is secured by personal property, pledged shares, and shares in individual or joint accounts with the Credit Union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Credit limits range from $500.00 to $2,500.00. 25-day grace period on retail purchases. No balance transfer fee. Rate applies to purchases, balance transfers, and cash advances. |
Visa Platinum
Rates based on creditworthiness. Credit tiers: A (710+), B (660–709), C (610–659), D (560–609), E (510–559).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–14.90% | None | APR for Purchases. Based on creditworthiness. Credit limits from $500.00 to $15,000.00. No balance transfer fee. 25-day grace period on retail purchases. |
| Ongoing | 9.90%–19.90% | None | APR for Cash Advances. Based on creditworthiness. |
Visa Platinum Rewards
Rates based on creditworthiness. ScoreCard Rewards program.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–15.90% | None | APR for Purchases. Based on creditworthiness. Credit limits from $5,000.00 to $15,000.00. No balance transfer fee. 25-day grace period on retail purchases. |
Who can join California Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.