Credit union · NCUA insured
Yolo Federal Credit Union Savings Rates
A $411M credit union headquartered in Woodland, CA, with 23,316 members and 5 branches in California.
How Yolo Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Sacramento, CA, where Yolo Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Yolo Federal Credit Union
0.03%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $3
Youth Savings Account
Top rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Youth Savings Account
0.03%APY
Available for minors age 17 and under. Joint accountholder must be age 18 or older and a Yolo Federal member. No minimum balance required to earn dividends. $1 minimum opening deposit. No monthly fees for members 22 and under (if over age 22, $5 monthly fee applies unless maintaining $100 balance, having direct deposit, or aggregate balances of $5,000+).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable for minors age 17 and under. Minimum savings balance to earn dividends is $0. $1 minimum opening deposit. No monthly service fee for minors/under age 23 ($5 monthly fee if over age 22 unless maintaining $100 balance, direct deposit, or aggregate deposits/loans of $5,000+). Rates subject to change at any time.Any balance | 0.03% | $3 | Available for minors age 17 and under. Minimum savings balance to earn dividends is $0. $1 minimum opening deposit. No monthly service fee for minors/under age 23 ($5 monthly fee if over age 22 unless maintaining $100 balance, direct deposit, or aggregate deposits/loans of $5,000+). Rates subject to change at any time. |
Sources (1)
- yolofcu.org/youth-accounts · captured Sep 16, 2026
Who can join Yolo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Yolo, Sacramento, Placer, or El Dorado counties.
Membership information collected October 5, 2026.