Credit union · NCUA insured
WVU Credit Union Savings Rates
Top CarrotWVU Credit Union’s best savings rate is 0.65% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How WVU Credit Union’s savings rates compare
Compared with banks and credit unions near Morgantown, WV, where WVU Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WVU Credit Union
0.65%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $65
Share Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
WEPCO Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
WVU Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WVU Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.65%APY
Requires a $5 minimum opening deposit (equal to par value of a share) and a one-time $1 membership fee to open the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $25,000 | 0.65% | $65 |
| $25,000 and up | 0.70% | — |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club
1.00%APY
Funds disbursed on October 1st by transfer to Share Savings Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePenalty-free early withdrawals; funds disbursed October 1st by transfer to Share Savings Account.Any balance | 1.00% | $100 | Penalty-free early withdrawals; funds disbursed October 1st by transfer to Share Savings Account. |
Who can join WVU Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of the credit union.
Military, government and schools
- Membership is open to employees of West Virginia University and affiliated organizations.
- Membership is open to students of West Virginia University, WVU Potomac State College, WVU at Parkersburg, and WVU Institute of Technology.
Family and household
- Membership is open to members of the immediate family of eligible persons.
- Membership is open to spouses of persons who died within the field of membership of this credit union.
Other ways
- Membership is open to organizations of persons within the field of membership.
1 more way to join
Other ways
- Membership is open to persons retired within the field of membership.
Cost to join
- Membership requires an initial deposit of $5.00.
- Membership requires a one-time fee of $1.00.
Membership information collected October 4, 2026.