Credit union · NCUA insured
WVU Credit Union Credit Card Rates
Top CarrotWVU Credit Union credit cards start at 9.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How WVU Credit Union’s credit card rates compare
Compared with banks and credit unions near Morgantown, WV, where WVU Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
WVU Credit Union
9.74%APR
- Annual fee
- None
- Up to
- 12.99% APR
Visa Platinum Credit Card
Lowest rate
Pioneer Appalachia FCU
8.70%APR
- Annual fee
- None
- Up to
- —
3rd-lowest rate
Truist Bank
13.99%APR
- Annual fee
- $450
- Up to
- —
WVU Credit Union credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where WVU Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 0.00% | None | 0.00% Introductory APR for a period of 7 billing cycles. |
| Ongoing | 9.74%–12.99% | None | After that, your APR will be 9.74% to 12.99%, based on your creditworthiness. |
Sources (1)
- wvucu.com/loans/visa-platinum-credit-card · captured Oct 7, 2026
Who can join WVU Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of the credit union.
Military, government and schools
- Membership is open to employees of West Virginia University and affiliated organizations.
- Membership is open to students of West Virginia University, WVU Potomac State College, WVU at Parkersburg, and WVU Institute of Technology.
Family and household
- Membership is open to members of the immediate family of eligible persons.
- Membership is open to spouses of persons who died within the field of membership of this credit union.
Other ways
- Membership is open to organizations of persons within the field of membership.
1 more way to join
Other ways
- Membership is open to persons retired within the field of membership.
Cost to join
- Membership requires an initial deposit of $5.00.
- Membership requires a one-time fee of $1.00.
Membership information collected October 4, 2026.