Credit union · NCUA insured
Workmen's Circle Credit Union CD Rates
Workmen's Circle Credit Union’s best CD rate is 4.50% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Workmen's Circle Credit Union’s CD rates compare
Compared with banks and credit unions near Savannah, GA, where Workmen's Circle Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Workmen's Circle Credit Union
3.80%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $774
Share Certificate
Top rate
Georgia Heritage Federal Credit Union
4.80%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,642
2nd-highest rate
Coastal States Bank
4.50%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $260
Workmen's Circle Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.80%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Workmen's Circle Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.80%APY · 4 terms
Fixed interest rate. Dividends can be received monthly or deposited into the certificate. Early withdrawal penalty applies (180 days or 30 days of interest stated). Automatic renewal at maturity with a 7-day grace period.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsJumbo Share Certificate | — | 4.00% | —4.00% from $100k | — |
| 6 monthsStandard Share Certificate | 3.50% | — | 3.50% | $173 |
| 12 monthsJumbo Share Certificate | — | 4.40% | —4.40% from $100k | — |
| 12 monthsStandard Share Certificate | 3.70% | — | 3.70% | $370 |
| 15 months | 0.75% | — | 0.75% | $94 |
| 24 monthsJumbo Share Certificate | — | 4.50% | —4.50% from $100k | — |
| 24 monthsStandard Share Certificate | 3.80% | — | 3.80% | $774 |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificate
Up to 3.80%APY · 4 terms
IRA Certificate shares the rate schedule with Share Certificates. Available for Traditional and Roth IRAs.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsJumbo IRA Certificate | — | 4.00% | —4.00% from $100k | — |
| 6 monthsStandard IRA Certificate | 3.50% | — | 3.50% | $173 |
| 12 monthsJumbo IRA Certificate | — | 4.40% | —4.40% from $100k | — |
| 12 monthsStandard IRA Certificate | 3.70% | — | 3.70% | $370 |
| 15 months | 0.75% | — | 0.75% | $94 |
| 24 monthsJumbo IRA Certificate | — | 4.50% | —4.50% from $100k | — |
| 24 monthsStandard IRA Certificate | 3.80% | — | 3.80% | $774 |
Sources (3)
All captured Oct 5, 2026
Who can join Workmen's Circle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who are employed or reside in Chatham County, Georgia.
Employers and groups
- Membership is open to individuals whose employer offers membership in the credit union as part of their benefits package.
Family and household
- Membership is open to individuals related by blood, adoption, or marriage to a person within the field of membership.
- Membership is open to individuals living in the same household with a person within the field of membership of the credit union.
Cost to join
- An initial refundable $50 minimum balance deposit to a share account and a signed signature card are required to establish membership.
Membership information collected October 4, 2026.