Credit union · NCUA insured
Workmen's Circle Credit Union Auto Loan Rates
Workmen's Circle Credit Union auto loans start at 5.74% APR for a new vehicle and 6.74% for a used one. Rates checked October 22, 2026.
How Workmen's Circle Credit Union’s auto loan rates compare
Compared with banks and credit unions near Savannah, GA, where Workmen's Circle Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Workmen's Circle Credit Union
5.74%APR
- Terms
- up to 60 months
New Vehicle Loan
Lowest rate
Savannah Postal Credit Union
4.25%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Workmen's Circle Credit Union auto loan score
66
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Workmen's Circle Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
A new car is a current or prior year vehicle with 15,000 miles or less. WCCU will finance up to 80% of the value of the vehicle. Credit scores of 750+ will lower rates. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.24% | Length of loan 2 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
| up to 36 months | 4.74% | Length of loan 3 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
| up to 48 months | 5.24% | Length of loan 4 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
| up to 60 months | 5.74% | Length of loan 5 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
Sources (1)
- workmenscirclecu.com/auto-loans · captured Oct 5, 2026
Used Vehicle Loan
WCCU will finance up to 80% of the value of the vehicle. Credit scores of 750+ will lower rates. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.24% | Length of loan 2 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
| up to 36 months | 5.74% | Length of loan 3 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
| up to 48 months | 6.24% | Length of loan 4 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
| up to 60 months | 6.74% | Length of loan 5 Years. Credit scores of 750+ will lower the rate. Rate based on creditworthiness and term of loan. |
Sources (1)
- workmenscirclecu.com/auto-loans · captured Oct 5, 2026
Who can join Workmen's Circle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who are employed or reside in Chatham County, Georgia.
Employers and groups
- Membership is open to individuals whose employer offers membership in the credit union as part of their benefits package.
Family and household
- Membership is open to individuals related by blood, adoption, or marriage to a person within the field of membership.
- Membership is open to individuals living in the same household with a person within the field of membership of the credit union.
Cost to join
- An initial refundable $50 minimum balance deposit to a share account and a signed signature card are required to establish membership.
Membership information collected October 4, 2026.