Credit union · NCUA insured
Widget Financial Auto Loan Rates
Widget Financial auto loans start at 6.69% APR for a new vehicle and 6.69% for a used one. Rates checked October 23, 2026.
How Widget Financial’s auto loan rates compare
Compared with banks and credit unions near Erie, PA, where Widget Financial has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Widget Financial
6.69%APR
- Terms
- 60–63 months
Auto Loans
Lowest rate
Americo FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Tri State Rail Federal Credit Union
4.49%APR
- Terms
- 49–60 months
Widget Financial auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.69%
- Used vehicleUsed6.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Widget Financial ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates based on credit worthiness, term and other conditions. Rates obtained at a dealership may vary. Maximum term for 2017 is 60 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.59% | Model year 2025 or newer. Stated as APR as low as. |
| up to 24 months | 6.79% | Model years 2023-2024. Stated as APR as low as. |
| up to 24 months | 7.09% | Model year 2022. Stated as APR as low as. |
| up to 24 months | 7.49% | Model year 2020. Stated as APR as low as. |
| up to 24 months | 8.09% | Model year 2018. Stated as APR as low as. |
| up to 24 months | 8.39% | Model year 2017. Stated as APR as low as. Maximum term for 2017 is 60 months. |
| up to 36 months | 6.59% | Model year 2025 or newer. Stated as APR as low as. |
| up to 36 months | 6.79% | Model years 2023-2024. Stated as APR as low as. |
| up to 36 months | 7.09% | Model year 2022. Stated as APR as low as. |
| up to 36 months | 7.49% | Model year 2020. Stated as APR as low as. |
| up to 36 months | 8.09% | Model year 2018. Stated as APR as low as. |
| up to 36 months | 8.49% | Model year 2017. Stated as APR as low as. Maximum term for 2017 is 60 months. |
| up to 48 months | 6.59% | Model year 2025 or newer. Stated as APR as low as. |
| up to 48 months | 6.79% | Model years 2023-2024. Stated as APR as low as. |
| up to 48 months | 7.09% | Model year 2022. Stated as APR as low as. |
| up to 48 months | 7.49% | Model year 2020. Stated as APR as low as. |
| up to 48 months | 7.59% | Model year 2019. Stated as APR as low as. |
| up to 48 months | 8.09% | Model year 2018. Stated as APR as low as. |
| up to 48 months | 8.49% | Model year 2017. Stated as APR as low as. Maximum term for 2017 is 60 months. |
| 60–63 months | 6.69% | Model year 2025 or newer. Stated as APR as low as. Minimum loan amount is $7,500 for a 60 month term auto. |
| 60–63 months | 6.79% | Model years 2023-2024. Stated as APR as low as. Minimum loan amount is $7,500 for a 60 month term auto. |
| 60–63 months | 7.09% | Model year 2022. Stated as APR as low as. Minimum loan amount is $7,500 for a 60 month term auto. |
| 60–63 months | 7.59% | Model year 2020. Stated as APR as low as. Minimum loan amount is $7,500 for a 60 month term auto. |
| 60–63 months | 8.19% | Model year 2018. Stated as APR as low as. Minimum loan amount is $7,500 for a 60 month term auto. |
| 60–63 months | 8.59% | Model year 2017. Stated as APR as low as. Minimum loan amount is $7,500 for a 60 month term auto. Maximum term for 2017 is 60 months. |
| up to 66 months | 6.79% | Model year 2025 or newer. Stated as APR as low as. |
| up to 66 months | 6.99% | Model years 2023-2024. Stated as APR as low as. |
| up to 66 months | 7.29% | Model year 2022. Stated as APR as low as. |
| up to 66 months | 7.79% | Model year 2020. Stated as APR as low as. |
| up to 72 months | 6.99% | Model year 2025 or newer. Stated as APR as low as. Minimum loan amount is $10,000 for a 72 month term auto. |
| up to 72 months | 7.19% | Model years 2023-2024. Stated as APR as low as. Minimum loan amount is $10,000 for a 72 month term auto. |
| up to 72 months | 7.59% | Model year 2022. Stated as APR as low as. Minimum loan amount is $10,000 for a 72 month term auto. |
| up to 72 months | 7.99% | Model year 2020. Stated as APR as low as. Minimum loan amount is $10,000 for a 72 month term auto. |
| up to 75 months | 7.09% | Model year 2025 or newer. Stated as APR as low as. Minimum loan amount is $12,000 for a 75 month term auto. |
| up to 75 months | 7.29% | Model years 2023-2024. Stated as APR as low as. Minimum loan amount is $12,000 for a 75 month term auto. |
| up to 75 months | 7.79% | Model year 2022. Stated as APR as low as. Minimum loan amount is $12,000 for a 75 month term auto. |
| up to 78 months | 7.19% | Model year 2025 or newer. Stated as APR as low as. Minimum loan amount is $15,000 for a 78 month term auto. |
| up to 78 months | 7.49% | Model years 2023-2024. Stated as APR as low as. Minimum loan amount is $15,000 for a 78 month term auto. |
| up to 84 months | 7.49% | Model year 2025 or newer. Stated as APR as low as. Minimum loan amount is $20,000 for an 84 month term auto. |
Sources (3)
All captured Oct 23, 2026
Who can join Widget Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, attend school, or regularly conduct business in Erie or Crawford counties are eligible for membership.
Membership information collected October 5, 2026.