Credit union · NCUA insured
Widget Financial
A $485.1M credit union headquartered in Erie, PA, with 49,171 members and 9 branches in Pennsylvania. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings640.10%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Widget Financial
Widget Financial is a member-owned credit union headquartered in Erie, Pennsylvania, operating under a federal charter awarded in 1936.
Originally formed to serve General Electric Works employees in Erie as Erie General Electric Federal Credit Union, it changed its name to Widget Financial in early 2013.
- Headquarters
- 2154 E Lake Rd, Erie, PA 16511-1140
- NCUA charter
- 1117
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, attend school, or regularly conduct business in Erie or Crawford counties are eligible for membership.
Branches
9 branches in Pennsylvania
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Pennsylvania
9 branches
- East Lake RdMain office2154 E Lake Rd, Erie, PA 16511Directions
- 26th Street1595 W 26th St, Erie, PA 16508Directions
- 38th Street1623 E 38th St, Erie, PA 16510Directions
- Buffalo Road4268 Buffalo Rd, Erie, PA 16510Directions
- Millfair Rd5553 W Ridge Rd, Erie, PA 16506Directions
- Mortgage Services5121 Zuck Rd, Erie, PA 16506Directions
- Pittsburgh Ave.1029 Pittsburgh Ave, Erie, PA 16505Directions
- Girard721 Rice Ave, Girard, PA 16417Directions
- North East5 Grant St, North East, PA 16428Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.71% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.36% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.70% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $63 | $76 | — |
- CapitalNet worth ratio10.71%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.36%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.70%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$63Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Widget Financial are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.