Credit union · NCUA insured
Widget Financial Savings Rates
Widget Financial’s best savings rate is 0.10% APY on $10,000, with its Savings Account. Rates checked September 17, 2026.
How Widget Financial’s savings rates compare
Compared with banks and credit unions near Erie, PA, where Widget Financial has the most branches. $10,000, best rate first.
This credit union’s best
Widget Financial
0.01%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $1
Savings Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Widget Financial savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Widget Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Account
Up to 0.10%APY
Open to anyone who lives, works, worships, or goes to school in Erie or Crawford County. Minimum deposit to join/open is $1. Minimum $25 balance to earn dividends. Dividends paid quarterly. For primary account holders over age 25, a minimum daily balance of $500 is required to earn posted dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upPrimary account holder under age 25. Minimum $25 to earn dividends; dividends paid quarterly. | 0.10% | $10 | Primary account holder under age 25. Minimum $25 to earn dividends; dividends paid quarterly. |
| $500 – $50,000Primary account holder over age 25, balances under $50,000. Minimum daily balance of $500 required to earn posted dividends; dividends paid quarterly. | 0.01% | $1 | Primary account holder over age 25, balances under $50,000. Minimum daily balance of $500 required to earn posted dividends; dividends paid quarterly. |
| $50,000 and upPrimary account holder over age 25, balances over $50,000. Minimum daily balance of $500 required to earn posted dividends; dividends paid quarterly. | 0.10% | — | Primary account holder over age 25, balances over $50,000. Minimum daily balance of $500 required to earn posted dividends; dividends paid quarterly. |
Sources (3)
All captured Sep 17, 2026
Special Savings
0.01%APY
Secondary savings account to keep funds separate from regular savings and checking accounts. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Special-purpose accounts
Health Savings Account
0.50%APY
Must be covered by a high deductible health plan, not covered by another general coverage medical plan or Medicare, and not eligible to be claimed as a dependent. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (3)
- widgetfinancial.com/healthsavingsaccount
- widgetfinancial.com/savingsrates
- widgetfinancial.com/accounts
All captured Sep 17, 2026
Holiday Club
0.01%APY
Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (1)
- widgetfinancial.com/savingsrates · captured Sep 17, 2026
Vacation Club
0.01%APY
Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (1)
- widgetfinancial.com/savingsrates · captured Sep 17, 2026
Who can join Widget Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, attend school, or regularly conduct business in Erie or Crawford counties are eligible for membership.
Membership information collected October 5, 2026.