Credit union · NCUA insured
White River Credit Union CD Rates
White River Credit Union’s best CD rate is 3.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How White River Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where White River Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
White River Credit Union
3.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $300
Certificates of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
White River Credit Union CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo0.15%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where White River Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.00%APY · 3 terms
| Term | APY · Any balance | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsEarly withdrawal penalty - 3 month interest. Quarterly dividends are deposited to the account of your choice | 1.50% | 1.50% | — | 1.50%1.50% any balance | $75 |
| 12 monthsEarly withdrawal penalty - 6 months interest. Quarterly dividends are deposited to the account of your choice | 3.00% | 3.00% | — | 3.00%3.00% any balance | $300 |
| 24 monthsEarly withdrawal penalty - 9 months interest. Quarterly dividends are deposited to the account of your choice | 0.15% | — | 0.15% | 0.15%0.15% any balance | $30 |
Sources (3)
- whiterivercu.com/plan · captured Sep 15, 2026
- whiterivercu.com/plan/certificates · captured Sep 15, 2026
- whiterivercu.com/rates · captured Oct 8, 2026
Who can join White River Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone in Washington state is eligible to join.
Family and household
- Family members of members can join regardless of where they live.
Membership information collected October 4, 2026.