Credit union · NCUA insured
Westerra Credit Union Credit Card Rates
Westerra Credit Union credit cards start at 11.65% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Westerra Credit Union’s credit card rates compare
Compared with banks and credit unions near Denver, CO, where Westerra Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Westerra Credit Union
11.65%APR
- Up to
- 21.25% APR
Visa Select Low-Interest Credit Card
Lowest rate
SPACE AGE
7.00%APR
- Up to
- —
2nd-lowest rate
Horizons North Credit Union
7.99%APR
- Up to
- —
Westerra Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westerra Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Shared Secure Visa Credit Card
Membership required. Designed to help build or rebuild credit. Subject to terms and conditions of the Visa Select card with exceptions. Minimum balance for a shared secured Visa is $500.00. Credit limit must be 100% secured by funds in a share account. Credit report obtained upon application. No annual fee. Minimum 25-day grace period on purchases. Foreign transaction fees: 2.00% for foreign currency conversion, 0.80% ISA. Cash advance fee: 2%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.40%–21.00% | None | Variable APR based on credit qualification and varies with market based on Prime Rate. Subject to terms and conditions of Visa Select card. Minimum balance is $500.00 security deposit in a share account. No annual fee. |
Sources (1)
- westerracu.com/borrowing/credit-cards · captured Oct 15, 2026
Visa Select Low-Interest Credit Card
Membership required. Straightforward option for keeping interest costs down. No annual fee. Minimum 25-day grace period on purchases. Credit limit and APR based on creditworthiness. Foreign transaction fees: 2.00% (or 1.00% on p43) for foreign currency conversion, 0.80% for ISA. Cash advance fee: 2%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.40%–21.00% | None | Variable APR based on credit qualification and varies with the market based on the Prime Rate. No annual fee. |
| Intro, 12 months | 1.90% | None | Introductory balance transfer rate valid for 12 billing cycles from account origination on balances transferred from other financial institutions. No balance transfer fee. Fixed APR. |
| Ongoing | 11.65%–21.00% | None | Variable APR based on Prime Rate plus a margin of 4.65% - 15.65% based on credit qualification. |
| Intro, 12 months | 1.90% | None | Introductory rate for first 12 months (valid for 12 billing cycles from account origination on balances transferred from other financial institutions). Then 11.65%-21.00% variable APR. |
Sources (2)
All captured Oct 15, 2026
Visa Signature Rewards Credit Card
Membership required. Earn rewards on everyday spending. No annual fee. Minimum 25-day grace period on purchases. Credit limit and APR based on creditworthiness. Foreign transaction fees: 2.00% (or 1.00% on p43) for foreign currency conversion, 0.80% for ISA. Cash advance fee: 2%. Earn 10,000 bonus points when you spend $3,000 in eligible net purchases within 90 days of account opening.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.40%–21.00% | None | Variable APR based on credit qualification and varies with the market based on the Prime Rate. No annual fee. Earn 1.25 reward points for every $1 spent. Earn 10,000 bonus points when you spend $3,000 in eligible net purchases within 90 days of account opening. |
| Intro, 12 months | 3.90% | None | Introductory balance transfer rate valid for 12 billing cycles from account origination on balances transferred from other financial institutions. No balance transfer fee. Fixed APR. |
| Ongoing | 13.65%–21.00% | None | Variable APR based on Prime Rate plus a margin of 6.65% - 17.65% based on credit qualification. |
| Intro, 12 months | 3.90% | None | Introductory rate for first 12 months (valid for 12 billing cycles from account origination on balances transferred from other financial institutions). Then 13.65%-21.00% variable APR. |
Sources (2)
All captured Oct 15, 2026
Who can join Westerra Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.