Credit union · NCUA insured
Westerra Credit Union Auto Loan Rates
Westerra Credit Union auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Westerra Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Westerra Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Westerra Credit Union
6.24%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Westerra Credit Union auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westerra Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates are based on individual credit history. Up to 140% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.24% | Rates as low as 6.24% APR based on individual credit history and credit qualifications. |
| 61–72 months | 6.29% | Rates as low as 6.29% APR based on individual credit history and credit qualifications. |
| 73–84 months | 6.34% | Rates as low as 6.34% APR based on individual credit history and credit qualifications. |
Motorcycles
Standard account and credit qualifications apply. All loans are subject to final credit approval. Rates are based on individual credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.24% | Rates as low as 7.24% APR based on individual credit history and credit qualifications. |
| 61–72 months | 7.49% | Rates as low as 7.49% APR based on individual credit history and credit qualifications. |
| 73–84 months | 8.24% | Rates as low as 8.24% APR based on individual credit history and credit qualifications. |
Sources (1)
- westerracu.com/resources/rates · captured Oct 4, 2026
Who can join Westerra Credit Union
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