Credit union · NCUA insured
Westar Federal Credit Union Credit Card Rates
Westar Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Westar Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Syracuse, NY, where Westar Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Westar Federal Credit Union
8.90%APR
Visa Credit Card
Lowest rate
Auburn Community Federal Credit Union
7.90%APR
2nd-lowest rate
Oswego County Federal Credit Union
7.90%APR
Westar Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Westar Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Rates are effective 04/16/2026 and are subject to change without notice. Membership restrictions apply. Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed Rate. Approximate payment $30 per $1,000.00. The minimum periodic payment required will be 3.00% of your total new balance or $25.00, whichever is greater, unless your outstanding balance is less than $25.00, in which case your minimum payment will be your outstanding balance. No balance transfer fee, no cash advance fee, no annual fee. |
Sources (2)
All captured Oct 7, 2026
Who can join Westar Federal Credit Union
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