Credit union · NCUA insured
Auburn Community Federal Credit Union Credit Card Rates
Top CarrotAuburn Community Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Auburn Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Auburn, NY, where Auburn Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Auburn Community Federal Credit Union
7.90%APR
- Up to
- —
Visa Classic Credit Card with ScoreCard Rewards
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
3rd-lowest rate
ESL Federal Credit Union
12.00%APR
- Up to
- 17.99% APR
Auburn Community Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Auburn Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card with ScoreCard Rewards
Must become a credit union member; approval considers credit history, account history, job history, and other factors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | No annual fee, no minimum finance charge, no cash advance fee. |
Sources (2)
All captured Oct 7, 2026
Who can join Auburn Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, attends school, or operates a business in Cayuga County, Onondaga County, Madison County, or Oswego County.
Family and household
- Family members of Auburn Community FCU members and surviving family members (including immediate family members or spouses) of deceased members are eligible for membership.
Cost to join
- A savings account with a minimum deposit of $5 is required to establish membership.
Membership information collected October 5, 2026.