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Credit union · NCUA insured

Oswego County Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 90Top Carrot

Oswego County Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Oswego County Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Syracuse, NY, where Oswego County Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Oswego County Federal Credit Union credit card score

93

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Oswego County Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Oswego County Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Anyone who lives, works, worships, or attends school in Oswego County is eligible to join.

Cost to join

  • Membership is free for life, and the first account opened upon joining is a Share Savings Account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Oswego County Federal Credit Union overview