Bank · FDIC insured
West Plains Savings & Loan Savings Rates
West Plains Savings & Loan’s best savings rate is 0.25% APY on $10,000, with its 31 Day Money Market Deposit Account. Rates checked October 16, 2026.
How West Plains Savings & Loan’s savings rates compare
Compared with banks and credit unions near West Plains, MO, where West Plains Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
West Plains Savings & Loan
0.25%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
31 Day Money Market Deposit Account
Top rate
Southern Bank
1.00%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
3rd-highest rate
Great Southern Bank
0.04%APY
- Minimum
- $25
- Earns on $10,000 a year
- $4
West Plains Savings & Loan savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Plains Savings & Loan ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
31 Day Money Market Deposit Account
0.25%APY
The APY may change on a variable rate account after it is opened. If this Account balance drops below $2500.00 this account will be converted to passbook savings and APY and interest rate will reflect passbook rates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to obtain APY is based on Average Daily Balance. The APY may change on a variable rate account after it is opened. If this Account balance drops below $2500.00 this account will be converted to passbook savings and APY and interest rate will reflect passbook rates.Any balance | 0.25% | $25 | Minimum balance to obtain APY is based on Average Daily Balance. The APY may change on a variable rate account after it is opened. If this Account balance drops below $2500.00 this account will be converted to passbook savings and APY and interest rate will reflect passbook rates. |
Sources (1)
- westplainssavingsandloan.com/savings-rates · captured Oct 5, 2026
Passbook Savings Account
0.25%APY
The APY may change on a variable rate account after it is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to obtain APY is based on average daily balance.$50 and up | 0.25% | $25 | Minimum balance to obtain APY is based on average daily balance. |
Sources (1)
- westplainssavingsandloan.com/savings-rates · captured Oct 5, 2026
Special-purpose accounts
Youth Passbook Savings Account
0.25%APY
The APY may change on a variable rate account after it is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to obtain APY is based on average daily balance.Any balance | 0.25% | $25 | Minimum balance to obtain APY is based on average daily balance. |
Sources (1)
- westplainssavingsandloan.com/savings-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.