Bank · FDIC insured
West Plains Savings & Loan CD Rates
A $100.5M bank headquartered in West Plains, MO, with 1 branch in Missouri.
How West Plains Savings & Loan’s CD rates compare
Compared with banks and credit unions near West Plains, MO, where West Plains Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
West Plains Savings & Loan
1.30%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $667
Certificate of Deposit
Top rate
Simmons Bank
3.50%APY
- Term
- 6 months
- Minimum
- $5,000
- Earns on $10,000
- $173
2nd-highest rate
Great Southern Bank
3.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $320
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Certificate of Deposit
Up to 1.30%APY · 10 terms
APYs are offered as of October 15, 2026. A CD may be opened for IRA purposes with a minimum of $500.00. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be assessed for early withdrawal.
| Term | APY · $1,000 and up | APY · $10,000 – $74,999 | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months91 Day CD tier | 0.30% | — | — | 0.30% | $7 |
| 6 months6 Month CD tier: APY 0.45% | 0.45% | — | — | 0.45% | $22 |
| 6 months6 Month CD tier: APY 0.55% | 0.55% | — | — | 0.55% | $27 |
| 7 months7 Month CD tier: APY 0.40% for $10,000 balance tier | — | 0.40% | — | 0.40% | $23 |
| 7 months7 Month CD tier: APY 0.45% for $75,000 balance tier | — | — | 0.45% | —0.45% from $75k | — |
| 9 months9 Month CD tier: APY 0.45% | 0.45% | — | — | 0.45% | $34 |
| 9 months9 Month CD tier: APY 0.55% | 0.55% | — | — | 0.55% | $41 |
| 12 months12 Month CD tier: APY 1.10% | 1.10% | — | — | 1.10% | $110 |
| 18 months18 Month CD tier: APY 1.10% | 1.10% | — | — | 1.10% | $165 |
| 30 months30 Month CD tier: APY 0.75% | 0.75% | — | — | 0.75% | $189 |
| 30 months30 Month CD tier: APY 0.80% | 0.80% | — | — | 0.80% | $201 |
| 36 months36 Month CD tier: APY 0.75% | 0.75% | — | — | 0.75% | $227 |
| 36 months36 Month CD tier: APY 0.80% | 0.80% | — | — | 0.80% | $242 |
| 60 months60 Month CD tier: APY 1.05% | 1.05% | — | — | 1.05% | $536 |
| 60 months60 Month CD tier: APY 1.30% | 1.30% | — | — | 1.30% | $667 |
| 120 months120 Month CD tier: APY 1.05% | 1.05% | — | — | 1.05% | $1,101 |
| 120 months120 Month CD tier: APY 1.30% | 1.30% | — | — | 1.30% | $1,379 |
Sources (1)
- westplainssavingsandloan.com/savings-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.