Bank · FDIC insured
West Plains Savings & Loan
A $100.5M bank headquartered in West Plains, MO, with 1 branch in Missouri. Best rates: savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—1.30%CD rates →
- Savings710.25%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Plains Savings & Loan
Established in 1919, West Plains Savings and Loan is headquartered in West Plains, Missouri.
It operates as a mutual building and loan owned by its borrowers and savings customers, serving local property buyers and savers.
- Headquarters
- 417 W Broadway St, West Plains, MO 65775
- FDIC certificate
- 31329 ↗
Branches
1 branch in Missouri
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Missouri
1 branch
- West Plains Savings and Loan AssociationMain office417 W Broadway St, West Plains, MO 65775Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 21.11% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 4.53% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.58% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $98 | $81 | — |
- CapitalLeverage ratio21.11%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent4.53%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.58%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$98Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Plains Savings & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.